221 W Frontier Trl, Post Falls, ID 83854 Property Records

Kootenai County property record for 221 W Frontier Trl, Post Falls, ID 83854

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 1996
Lot Size	0.136 acres (5,924 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,050 (Mar 2026)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2019 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`P89100010010`

Property Details

APN / Parcel Number

Primary APN	`P89100010010`
Alternative APN	`196251`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	5,924 sqft (0.136 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	196251
Street Address	221 W FRONTIER TRL
City	POST FALLS
State	ID
Zip	83854-8482
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TREATY ROCK ESTATES 1ST ADD, LT 1 BLOCK 1 2751N05W
Legal Range	05W
Legal Township	51N
Legal Section	27
Legal Subdivision	TREATY ROCK ESTATES
Legal Block	1
Legal Lot Number	1
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	3
Census Block	3016
Census Tract	402

Owner

Source: Kootenai County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 21, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED TRUST BANK
Sep 28, 2015	Deed of Trust, Mortgage · VA Mortgage FLAGSTAR FINANCIAL GROUP LLC
May 24, 2013	Deed of Trust, Mortgage · VA Mortgage 1ST MARINER BANK
Mar 30, 2012	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORP
Apr 5, 2010	Deed of Trust, Mortgage · VA Mortgage HOME SAVINGS OF AMERICA FSB
Dec 31, 2007	Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA
Aug 13, 2010	Deed of Trust, Mortgage · VA Mortgage AMERIGROUP MORTGAGE CORP
Jul 1, 2009	Deed of Trust, Mortgage QUICK RELEASE BAIL BONDS
Mar 20, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Mar 24, 2023	Personal Representative Deed, Transfer TITLEONE NORTH IDAHO
Sep 28, 2006	Warranty Deed, Transfer · Conventional Mortgage NATIONAL BANKING ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2026 · Amount on Record
Deed Sale	Mar 20, 2026 · Amount on Record
Prior Sale	Mar 24, 2023
Deed Document Number	20263036406
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2782356000
Date	Oct 6, 2020
Instrument	2782356000

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TTL BOISE PRODUCTIO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2729718000
Date	Dec 31, 2019
Instrument	2729718000

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2866627000
Date	Oct 21, 2021
Instrument	2866627000

Lender

Name	UNITED TRUST BANK
Type	Bank
Address	ALPHARETTA, GA 30009

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2517050000
Date	Sep 28, 2015
Instrument	2517050000

Lender

Name	FLAGSTAR FINANCIAL GROUP LLC
Address	LEHI, UT 84043

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2045

Interest

Rate Type	Fixed Rate
Rate	1.75%
Type Change Date	Jan 1, 2019
Change Frequency	Monthly
Min Rate At Change	2.25%
Max Rate At Change	2.75%
Index	1-Year CMT
Max Rate	6.75%

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2411670000
Date	May 24, 2013
Instrument	2411670000

Lender

Name	1ST MARINER BANK
Type	Bank
Address	BALTIMORE, MD 21224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

March 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	PIONEER TITLE KOOTENAI COUNTY, PIONEER TITLE KOOTENAI COUNT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2352162000
Date	Mar 30, 2012
Instrument	2352162000

Lender

Name	AMERIGROUP MORTGAGE CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2042

Interest

Rate Type	Fixed Rate
Rate	2.5%
Type Change Date	Jul 1, 2015
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	3.5%
Index	1-Year T-Bill
Margin	2
Max Rate	7.5%

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2259921000
Date	Apr 5, 2010
Instrument	2259921000

Lender

Name	HOME SAVINGS OF AMERICA FSB
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2040

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2138514000
Date	Dec 31, 2007
Instrument	2138514000

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2038

August 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2277473000
Date	Aug 13, 2010
Instrument	2277473000

Lender

Name	AMERIGROUP MORTGAGE CORP
Type	Mortgage Company
Address	SAINT PETERSBURG, FL 33707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2040

Interest

Rate Type	Fixed Rate
Rate	3.5%
Type Change Date	Oct 1, 2013
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	4.5%
Index	1-Year T-Bill
Margin	2
Max Rate	8.5%

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2219849000
Date	Jul 1, 2009
Instrument	2219849000

Lender

Name	QUICK RELEASE BAIL BONDS
Address	00000

Agreement

Amount	Amount Recorded

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 20, 2026
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Document Number	3036406000
Map Reference	MB G PG 151
Instrument Date	Mar 19, 2026
Instrument	3036406000
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	ALLIANCE TITLE COMPANY, ALLIANCE TITLE & ESCROW

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482

Mortgage

Document Number	3036407000
Date	Mar 20, 2026
Instrument	3036407000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Apr 1, 2066

March 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	KOOTENAI ID
Recording Date	Mar 24, 2023
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Document Number	2932132000
Map Reference	MB G PG 151
Instrument Date	Mar 24, 2023
Instrument	2932132000
Transaction Type	Transfer
Record Updated	Apr 6, 2026
Title Company	TITLEONE NORTH IDAHO

Transaction

Tax	$0.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	462 SYCAMORE HILL DR, DANVILLE, CA 94526-3662

September 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Sep 28, 2006
Property Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482
Document Number	2058097000
Map Reference	MB G PG 151
Instrument Date	Sep 25, 2006
Instrument	2058097000
Transaction Type	Transfer
Record Updated	Apr 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W FRONTIER TRL, POST FALLS, ID 83854-8482

Mortgage

Document Number	2058098000
Date	Sep 28, 2006
Instrument	2058098000

Lender

Name	NATIONAL BANKING ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Post Falls City
Unified School District	Post Falls School District 273 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,190.00 (+6.31%)	$361,120 (-7.31%) Land $171,000 Building $190,120	$361,120 (-7.31%) Land $171,000 Building $190,120
2024	$2,060.00 (+65.86%)
2023	$1,242.00 (-34.18%) Homeowner's exemption	$389,613 (-8.68%) Land $165,000 Building $224,613	$389,613 (-8.68%) Land $165,000 Building $224,613
2022	$1,887.00 Homeowner's exemption	$426,663 Land $165,000 Building $261,663	$426,663 Land $165,000 Building $261,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POST FALLS serves 20,285 people · EPA ID ID1280147
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: Ziply Fiber.

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