221 W Everett St, Dixon, IL 61021 Property Records

Lee County property record for 221 W Everett St, Dixon, IL 61021

Property Summary

Property Type	Commercial
Lot Size	0.165 acres (7,150 sqft)
Owner	Individual Name on Record
Last Sale	$90,500 (Mar 2023)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02-32-342-002`

Property Details

APN / Parcel Number

Primary APN	`07-02-32-342-002`
Alternative APN	`164214`

Exterior

Lot Area	7,150 sqft (0.165 acres)
Lot Dimensions	130 ft deep x 55 ft wide

Location & Zoning

Account Number	164214
Street Address	221 W EVERETT ST
City	DIXON
State	IL
Zip	61021-2054
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SECT/LOT:00 TWP:00RNG/BLK:000 N.DIXON W. 48 FT LT 6 BLK 62 N. DIXON PARSONS ADD LOT 5 BLK 11 BK 9104-1365 QCD EXC ROW PER BK 9307-1981
Legal Subdivision	DIXON PARSONS ADD
Legal Block	11,62
Legal Lot Number	5-6
Jurisdiction	LEE IL
Township / Civil Division	DIXON
Census Block Group	3
Census Block	3033
Census Tract	500

Owner

Source: Lee County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	201 W SHELLHAMMER ST, HARMON, IL 61042-9424
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Conventional Mortgage
Mar 6, 2023	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK AMBOY
Jan 8, 2018	Deed, Transfer · Conventional Mortgage STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2023 · Amount on Record
Deed Sale	Mar 6, 2023 · Amount on Record
Prior Sale	Jan 8, 2018 · Amount on Record
Deed Document Number	2023656
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Recording Date	Jun 10, 2026
Property Address	221 W EVERETT ST, DIXON, IL 61021-2054
Document Number	0000002043
Instrument Date	Jun 10, 2026
Instrument	20262043
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	211 W EVERETT ST, DIXON, IL 61021-2005

Mortgage

Document Number	0000002043,
Date	Jun 10, 2026
Instrument	20262043

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Mar 6, 2023
Property Address	221 W EVERETT ST, DIXON, IL 61021-2054
Document Number	0202300656
Instrument Date	Feb 24, 2023
Instrument	202300656
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	NOT AVAILABLE, HBW

Transaction

Amount	Amount Recorded
Tax	$135.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 10, HARMON, IL 61042-0010

Mortgage

Document Number	0202300657
Date	Mar 6, 2023
Instrument	202300657

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

January 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LEE IL
Recording Date	Jan 8, 2018
Property Address	221 W EVERETT ST, DIXON, IL 61021-2054
Document Number	0201800089
Instrument Date	Dec 12, 2017
Instrument	201800089
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 S BEND RD, DIXON, IL 61021-9047
Investor	Possibly a Property Investor

Mortgage

Document Number	201800090
Date	Jan 8, 2018
Instrument	201800090

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 2, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Dixon Township
Municipality	Dixon City
Unified School District	Dixon Unit School District 170 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00	$31,809 Land $22,170 Building $9,639	$95,427 Land $66,510 Building $28,917

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	11 (1984–2013)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Feb 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DIXON serves 15,096 people · EPA ID IL1030200
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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