221 W Division St, Dover, DE 19904 Property Records

Kent County property record for 221 W Division St, Dover, DE 19904

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,679 sqft · built 1925
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$39,000 (Apr 2012)
Tax Bill$1,043 (2026)
Deeds & MortgagesSep 2021 Mortgage
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN2-05-076.08-05-31.01-000

Property Details

APN / Parcel Number

Primary APN2-05-076.08-05-31.01-000
Alternative APNs
  • ED05076.080531.01/000
  • 65162
  • 88187

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area1,679 sqft Living Area

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area2,614 sqft (0.06 acres)
Lot Width0.1 ft Width
View / LotMajor Street/Thoroughfare
PorchSlab
Porch Area33 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number88187
Street Address221 W DIVISION ST
CityDOVER
StateDE
Zip19904-3226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC1A
Legal DescriptionN. SD. DIVISION ST. 2,400 SQ. FT. 221 W DIVISION ST
JurisdictionKENT DE
Township / Civil DivisionDOVER
Census Block Group3
Census Block3039
Census Tract43300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Victorian Dover Historic District
listed 1979 · 482 contributing resources · NRIS 79000622

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kent County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address21 STONEY CREEK LN, COLTS NECK, NJ 07722-1676
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
INSULA SPI LLC
Apr 12, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 25, 2012 · Amount on Record
Deed SaleApr 25, 2012 · Amount on Record
Prior SaleJan 27, 2012 · Amount on Record
Deed Document Number2012208412
Deed Book / Page6210 / 46
Prior Transfer DateOct 13, 2011
Prior Transfer Doc0000202968
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENT DE
Property Address221 W DIVISION ST, DOVER, DE 19904-3226
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000430678
DateSep 24, 2021
Book Page11401/224
Instrument2021-430678
Lender
NameINSULA SPI LLC
TypeNon-Lending Institution
AddressFARMINGVILLE, NY 11738
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENT DE
Recording DateApr 12, 2018
Property Address221 W DIVISION ST, DOVER, DE 19904-3226
Document Number0000338738
Book / Page009078 / 000263
Instrument DateMar 30, 2018
Instrument338738
Transaction TypeTransfer
Record UpdatedApr 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address21 STONEY CREEK LN COLTS NECK NJ 077221676, COLTS NECK, NJ 07722-1676

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityDover City
Unified School DistrictCapital School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,043.00 (+5.78%)$167,700 (+764.43%) Land $34,400 Building $133,300
2025$986.00 (+72.68%)
2023$571.00$19,400 Land $2,100 Building $17,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1988)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 1988 · erosion

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 91% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER DEPARTMENT
serves 39,491 people · EPA ID DE0000571
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on W Division St

Nearby Streets

Search Property Records by Address or Parcel Number