221 W Crest Dr, Cincinnati, OH 45215 Property Records

Hamilton County property record for 221 W Crest Dr, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,560 sqft · built 1953
Lot Size	0.146 acres (6,360 sqft)
Owner	2 Individual Names on File
Last Sale	$85,000 (Sep 2002)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`671-0024-0154-00`

Property Details

APN / Parcel Number

Primary APN	`671-0024-0154-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	840 sqft
2nd Floor Area	60 sqft
Upper Floors Area	720 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1953
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	6,360 sqft (0.146 acres)
Lot Dimensions	124 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	221 W CREST DR
City	CINCINNATI
State	OH
Zip	45215-3735
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W CREST DR 50 X 124.87 IRR R1-T4-S27 SW
Legal Range	01
Legal Township	04
Legal Section	27
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1003
Census Tract	23210

Owner

221 W Crest Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	221 W CREST DR, CINCINNATI, OH 45215-3735
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 16, 2022	Intrafamily Transfer, Transfer
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCKINLEY MORTGAGE LLC

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 20, 2002 · Amount on File
Deed Sale	Sep 20, 2002 · Amount on File
Prior Sale	Sep 20, 2002 · Amount on File
Deed Document Number	0090324191
Last Transfer Date	Feb 16, 2022
Transfer Doc	0000017634
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 W CREST DR, CINCINNATI, OH 45215-3735
Transaction Type	Mortgage
Record Updated	Feb 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W CREST DR, CINCINNATI, OH 45215-3735

Mortgage

Document Number	0000005334
Date	Jan 20, 2023
Book Page	14836/958
Instrument	2023-0005334

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jan 2, 2033

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Feb 16, 2022
Property Address	221 W CREST DR, CINCINNATI, OH 45215-3735
Document Number	0000017634
Book / Page	14606 / 2108
Instrument Date	Feb 11, 2022
Instrument	2022-0017634
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	221 W CREST DR, CINCINNATI, OH 45215-3735

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 W CREST DR, CINCINNATI, OH 45215-3735
Transaction Type	Mortgage
Record Updated	Oct 21, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000115520
Date	Sep 23, 2021
Book Page	14508/3912
Instrument	2021-0115520

Lender

Name	MCKINLEY MORTGAGE LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45242

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 221 W Crest Dr was $3,536, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00 (+2.26%)	$66,623 (-) Land $11,407 Building $55,216
2024	$3,458.00 (-1.4%)	$66,623 (-) Land $11,407 Building $55,216
2023	$3,507.00 (+16.05%)	$66,623 (+49.66%) Land $11,407 Building $55,216	$190,350 Land $32,590 Building $157,760
2022	$3,022.00 Homeowner's exemption	$44,517 Land $9,884 Building $34,633
2020			$127,190 Land $28,240 Building $98,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W Crest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 W Crest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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