221 W 5th St, Bonham, TX 75418 Property Records

Fannin County property record for 221 W 5th St, Bonham, TX 75418

Property Summary

Property TypeSingle Family Home
Details2 ba · 4,123 sqft · built 1930
Lot Size0.486 acres (21,148 sqft)
OwnerIndividual Name on File
Tax Bill$7,649 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN9680-001-0050-05

Property Details

APN / Parcel Number

Primary APN9680-001-0050-05
Alternative APN
  • 93451

Interior

Full Baths2 Baths
Building Area4,123 sqft Living Area
1st Floor Area1,398 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Lot Area21,148 sqft (0.486 acres)
Lot Dimensions150 ft deep x 88 ft wide
Garage TypeDetached
Garage Area400 sqft
PorchPorch
Porch Area394 sqft
Patio Area292 sqft

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Account Number9680-001-0050-05
Street Address221 W 5TH ST
CityBONHAM
StateTX
Zip75418-4302
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSIMPSON ADDN, BLOCK PT OF 1
JurisdictionFANNIN TX
Township / Civil DivisionBONHAM
Census Block Group2
Census Block2051
Census Tract950401

Owner

221 W 5th St is owned and occupied by an individual.

Source: Fannin County records, as of July 10, 2026

Owner of RecordIndividual Name on File
Mailing Address221 W 5TH ST, BONHAM, TX 75418-4302
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN TX
Property Address221 W 5TH ST, BONHAM, TX 75418-4302
Transaction TypeMortgage
Record UpdatedJul 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2017-2546
DateMay 8, 2017
Book Page1953/0383
Instrument2017-2546
Lender
NameFANNIN BANK
TypeBank
AddressBONHAM, TX 75418
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term241 Months
DueJun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 221 W 5th St was $7,649 with exemptions applied, up 4% from the year before.

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityBonham City
CountyFannin County
Unified School DistrictBonham Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,649.00 (+39.96%) Homeowner's exemption Disabled Person's exemption$394,350 Land $54,770 Building $339,580$394,350 Land $54,770 Building $339,580
2024$5,465.00
2023$386,770 Land $39,550 Building $347,220$386,770 Land $39,550 Building $347,220
2018$4,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BONHAM
serves 10,746 people · EPA ID TX0740001
Water SourcePurchased surface water from NORTH TEXAS MWD - BONHAM WTP
Last State InspectionMar 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Nextlink, Verizon.

Nearby Properties on W 5th St

Nearby Streets

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