221 W 4th St, Tipton, IA 52772 Property Records

Cedar County property record for 221 W 4th St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1953
Lot Size	0.143 acres (6,229 sqft)
Owner	2 Individual Names on File
Last Sale	$132,000 (Jun 2020)
Tax Bill	$2,978 (2026)
Deeds & Mortgages	Jun 2020 Mortgage Mar 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048011061140020`

Property Details

APN / Parcel Number

Primary APN	`048011061140020`
Alternative APN	`48004801106114002000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
Basement Area	1,080 sqft
Finished Basement	475 sqft
Unfinished Basement	605 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,229 sqft (0.143 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	120 sqft
Deck Area	306 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 W 4TH ST
City	TIPTON
State	IA
Zip	52772-1610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIPTON N 37 1/2' E 1/2 LOT 11 & E 1/2LOT 12 BLK 23
Legal Subdivision	TIPTON
Legal Block	23
Legal Lot Number	11
Jurisdiction	CEDAR IA
Township / Civil Division	CENTER
Census Block Group	4
Census Block	4045
Census Tract	450300

Owner

221 W 4th St is owned and occupied by two individuals who bought it in June 2020.

Source: Cedar County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 W 4TH ST, TIPTON, IA 52772-1610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU
Mar 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA
Jun 29, 2020	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2020 · Amount on File
Deed Sale	Jun 29, 2020 · Amount on File
Prior Sale	Mar 7, 2012 · Amount on File
Deed Document Number	20202063
Deed Book / Page	1529 / 321
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	221 W 4TH ST, TIPTON, IA 52772-1610
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001529/334
Date	Jun 29, 2020
Book Page	1529/334
Instrument	2020 2065

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2035

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	221 W 4TH ST, TIPTON, IA 52772-1610
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001511/320
Date	Mar 16, 2020
Book Page	1511/320
Instrument	789

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Jun 29, 2020
Property Address	221 W 4TH ST, TIPTON, IA 52772-1610
Document Number	001529/321
Book / Page	1529 / 321
Instrument Date	Jun 10, 2020
Instrument	2020 2063
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 W 4TH ST, TIPTON, IA 52772-1610

Mortgage

Document Number	001529/324
Date	Jun 29, 2020
Book Page	1529/324
Instrument	2020 2064

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 5, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 W 4th St was $2,978.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Tipton City
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,978.00	$179,230 (-) Land $16,010 Building $163,220	$179,230 (-) Land $16,010 Building $163,220
2025	$2,978.00 (+0.74%)	$179,230 Land $16,010 Building $163,220	$179,230 Land $16,010 Building $163,220
2024	$2,956.00
2023		$159,580 (+25.84%) Land $16,010 Building $143,570	$159,580 Land $16,010 Building $143,570
2022	$2,580.00	$126,810 Land $13,100 Building $113,710
2021			$126,810 Land $13,100 Building $113,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 W 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON WATER SUPPLY serves 3,149 people · EPA ID IA1689022
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Cedar Communications.

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