221 W 4th St, Hydro, OK 73048 Property Records

Caddo County property record for 221 W 4th St, Hydro, OK 73048

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 988 sqft · built 1960
Lot Size	0.241 acres (10,498 sqft)
Owner	2 Individual Names on File
Last Sale	$65,000 (Jul 2019)
Tax Bill	$834 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18375`

Property Details

APN / Parcel Number

Primary APN	`18375`
Alternative APN	`1560-04-050-013-1-616-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Conventional
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Porch	Slab
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18375
Street Address	221 W 4TH ST
City	HYDRO
State	OK
Zip	73048-8713
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 13-15 BLK 50 HYDRO OT
Legal Subdivision	HYDRO OT
Legal Block	50
Legal Lot Number	13-15
Jurisdiction	CADDO OK
Township / Civil Division	HYDRO
Census Block Group	2
Census Block	2020
Census Tract	161700

Owner

221 W 4th St is owned and occupied by two individuals who bought it in July 2019.

Source: Caddo County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 W 4TH ST, HYDRO, OK 73048-8713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2019 · Amount on File
Deed Sale	Jul 2, 2019 · Amount on File
Prior Sale	Oct 19, 2007 · Amount on File
Deed Document Number	20193933
Deed Book / Page	3136 / 438
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CADDO OK
Recording Date	Jul 2, 2019
Property Address	221 W 4TH ST, HYDRO, OK 73048-8713
Document Number	003136/438
Book / Page	3136 / 438
Instrument Date	Jun 28, 2019
Instrument	201900003933
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO OF OK

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$97.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 W 4TH ST, HYDRO, OK 73048-8713

Mortgage

Document Number	0003136443
Date	Jul 2, 2019
Instrument	3136/443

Lender

Name	GREAT PLAINS NATIONAL BANK
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 221 W 4th St was $834.

Source: Caddo County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
County	Caddo County
Municipality	Hydro Town
Unified School District	Hydro-Eakly Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,936 (+5.01%) Land $1,097 Building $7,839	$81,236 (-6.6%) Land $9,975 Building $71,261
2025	$834.00	$8,510 (+5%) Land $1,097 Building $7,413	$86,980 (-3.72%) Land $9,975 Building $77,005
2024	$834.00 (+22.11%)	$8,105 (+5%) Land $1,097 Building $7,008	$90,340 (+27.44%) Land $9,975 Building $80,365
2023	$683.00	$7,719 Land $1,097 Building $6,622	$70,890 Land $9,975 Building $60,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 W 4th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HYDRO PWA serves 1,060 people · EPA ID OK2000812
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Jan 2016
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hinton CATV Company Fiber · Fixed Wireless	1,000 / 500
Hudson Technology Solutions Fixed Wireless	500 / 250
Optimum Cable	500 / 20
Verizon Fixed Wireless	300 / 20
Plains Internet Fixed Wireless	100 / 20