221 W 2nd St, Spring Valley, IL 61362 Property Records

Bureau County property record for 221 W 2nd St, Spring Valley, IL 61362

Property Summary

Property Type	Single Family Home
Details	built 1994
Lot Size	0.117 acres (5,119 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2020)
Tax Bill	$2,972 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-34-282-003`

Property Details

APN / Parcel Number

Primary APN	`18-34-282-003`
Alternative APN	`2142`

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	5,119 sqft (0.117 acres)

Location & Zoning

Account Number	1834282003
Street Address	221 W 2ND ST
City	SPRING VALLEY
State	IL
Zip	61362-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING VALLEY-OBIERNES 3RD ADD. L 6 BLK 119 D 22-4713
Legal Range	11
Legal Township	16
Legal Section	34
Legal Subdivision	OBIERNES 3RD ADD
Legal Block	119
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	3
Census Block	3079
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 W 2ND ST, SPRING VALLEY, IL 61362-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2022	Warranty Deed, Transfer · Conventional Mortgage OSB COMMUNITY BANK
Feb 18, 2020	Warranty Deed, Transfer · Conventional Mortgage EUREKA SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2020 · Amount on Record
Deed Sale	Feb 18, 2020 · Amount on Record
Deed Document Number	2020605
Prior Transfer Date	Mar 3, 2016
Prior Transfer Doc	2016R00834
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Dec 21, 2022
Property Address	221 W 2ND ST, SPRING VALLEY, IL 61362-1305
Document Number	2022R04713
Instrument Date	Dec 17, 2022
Instrument	2022R04713
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W 2ND ST, SPRING VALLEY, IL 61362-1305

Mortgage

Document Number	2022R04714
Date	Dec 21, 2022
Instrument	2022R04714

Lender

Name	OSB COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.13%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Feb 18, 2020
Property Address	221 W 2ND ST, SPRING VALLEY, IL 61362-1305
Document Number	2020R00605
Instrument Date	Feb 5, 2020
Instrument	2020R00605
Transaction Type	Transfer
Record Updated	Jun 1, 2023
Title Company	WHEATLAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2105 MARY LN, OTTAWA, IL 61350-1276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W 2ND ST, SPRING VALLEY, IL 61362-1305

Mortgage

Document Number	2020R00606
Date	Feb 18, 2020
Instrument	2020R00606

Lender

Name	EUREKA SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Spring Valley City
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Spring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,972.00 (+9.26%) Homeowner's exemption	$35,387 (+8.56%) Land $3,539 Building $31,848	$106,161 (+8.56%) Land $10,617 Building $95,544
2024	$2,720.00 (+5.59%)	$32,597 (+6.64%) Land $3,260 Building $29,337	$97,791 (+6.64%) Land $9,780 Building $88,011
2023		$30,567 Land $3,057 Building $27,510	$91,701 Land $9,171 Building $82,530
2022	$2,576.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1982–2013)
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING VALLEY serves 5,582 people · EPA ID IL0111000
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Geneseo Communications Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, IVNet.

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