221 W 2nd St, Bloomington, IN 47403 Property Records

Monroe County property record for 221 W 2nd St, Bloomington, IN 47403

Property Summary

Property TypeRestaurant
Details2,407 sqft · built 1987
Lot Size0.84 acres (36,590 sqft)
OwnerCompany Name on File
Tax Bill$16,295 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN015-49065-00

Property Details

APN / Parcel Number

Primary APN015-49065-00
Alternative APN
  • 53-08-04-215-002.000-009

Interior

Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area2,407 sqft Building Perimeter

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Lot Area36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number015-49065-00
Street Address221 W 2ND ST
CityBLOOMINGTON
StateIN
Zip47403-1502
Property CategoryCommercial
Property TypeCommercial > Retail > Restaurant
Legal DescriptionMCCSC SUB DIV LOT 18
Legal SubdivisionMCCSC SUB
Legal Lot Number18
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group1
Census Block1003
Census Tract301

Owner

221 W 2nd St, a commercial property, is owned by a company.

Source: Monroe County records, as of October 12, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 209, BLOOMINGTON, IN 47402-0209
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IN
Property Address528 W 2ND ST, BLOOMINGTON, IN 47403
Transaction TypeMortgage
Record UpdatedNov 25, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017000022
DateJan 3, 2017
Instrument2017000022
Lender
NameMAINSOURCE BANK
TypeBank
AddressGREENSBURG, IN 47240
Agreement
TypeLine of Credit
AmountAmount on Record
Term59 Months
DueDec 30, 2021
Interest
Rate3.86%

Tax Assessment & Valuation

The 2025 property tax bill for 221 W 2nd St was $16,295, up 7.2% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
MunicipalityBloomington City
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,295.00 (+7.19%)$1,011,600 Land $837,900 Building $173,700$1,011,600 Land $837,900 Building $173,700
2024$15,202.00
2023$881,300 (-0.49%) Land $751,400 Building $129,900$881,300 (-0.49%) Land $751,400 Building $129,900
2022$17,930.00$885,600 Land $751,400 Building $134,200$885,600 Land $751,400 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W 2nd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims7 (2008–2021)
Most Recent ClaimJun 2021 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 221 W 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigabitNow.

Nearby Properties on W 2nd St

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