221 W 21st St, Tracy, CA 95376 Property Records

San Joaquin County property record for 221 W 21st St, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,047 sqft · built 1956
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Nov 2019)
Tax Bill	$4,726 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-190-080-000`

Property Details

APN / Parcel Number

Primary APN	`233-190-080-000`
Alternative APN	`233-190-08`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,047 sqft Living Area
1st Floor Area	1,047 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	233-190-08
Street Address	221 W 21ST ST
City	TRACY
State	CA
Zip	95376-2625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 411 LOT 8
Legal Subdivision	PARKER GARDENS 02
Legal Tract	411
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1005
Census Tract	5303

Owner

221 W 21st St is owned and occupied by an individual who bought it in November 2019.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	221 W 21ST ST, TRACY, CA 95376-2625
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 20, 2019	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Prior Sale	Dec 21, 2012 · Amount on File
Deed Document Number	2019135156
Prior Transfer Date	Jun 21, 2006
Prior Transfer Doc	0000142904
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	221 W 21ST ST, TRACY, CA 95376-2625
Transaction Type	Mortgage
Record Updated	Dec 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W 21ST ST, TRACY, CA 95376-2625

Mortgage

Document Number	0000209814
Date	Dec 16, 2021
Instrument	2021-209814

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Nov 20, 2019
Property Address	221 W 21ST ST, TRACY, CA 95376-2625
Document Number	0000135156
Instrument Date	Nov 15, 2019
Instrument	135156
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 W 21ST ST TRACY CA 953762625, TRACY, CA 95376-2625

Mortgage

Document Number	135157
Date	Nov 20, 2019
Instrument	135157

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 19, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 221 W 21st St was $4,726.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,726.00 (-0.04%)
2025	$4,728.00	$410,111 Land $131,235 Building $278,876
2023	$4,288.00 (+2.07%)	$394,188 Land $126,140 Building $268,048	$420,660
2022	$4,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 W 21st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 221 W 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 784 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, T-Mobile.

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