221 W 20th St, Merced, CA 95340 Property Records

Merced County property record for 221 W 20th St, Merced, CA 95340 · Last verified July 2026

Property Summary

Property TypeMulti-Family Dwellings
Details2 bd · 1 ba · 1,392 sqft · built 1920
Lot Size0.172 acres (7,500 sqft)
OwnerCompany Name on File
Last Sale$245,000 (Jul 2020)
Tax Bill$2,955 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone AO (high risk)
APN030-284-012-000

Property Details

APN / Parcel Number

Primary APN030-284-012-000
Alternative APN
  • 030-284-012

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,392 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1975
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,500 sqft (0.172 acres)
Patio Area96 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace

Location & Zoning

Old Parcel Number030-284-012
Street Address221 W 20TH ST
CityMERCED
StateCA
Zip95340-3811
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Legal DescriptionMERCED LOT 14 BLK 110
Legal SubdivisionMERCED
Legal Block110
Legal Lot Number14
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group2
Census Block2021
Census Tract1302

Owner

Source: Merced County records · APN 030-284-012-000

Assessment roll updated July 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address221 W 20TH ST, MERCED, CA 95340-3811
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2020 · Amount on Record
Deed SaleJul 16, 2020 · Amount on Record
Prior SaleJul 01, 2015 · Amount on Record
Deed Document Number202023780
Prior Transfer DateOct 13, 2005
Prior Transfer Doc0000094213
Record UpdatedSep 20, 2026

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJul 16, 2020
Property Address221 W 20TH ST, MERCED, CA 95340-3811
Document Number0000023780
Map ReferenceVOL 2 PG 12
Instrument DateJun 30, 2020
Instrument2020023780
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address221 W 20TH ST, MERCED, CA 95340-3811

Mortgage

Document Number0000023781
DateJul 16, 2020
Instrument2020023781
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$2,955.00 (+7.22%)$265,515 (+4.03%) Land $64,945 Building $200,570
2023$2,756.00 (+1.36%)$255,233 Land $62,424 Building $192,809
2022$2,719.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470013022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AO
sheet flow 1–3 ft
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 58 individual NFIP policies nearby
Nearby Flood Policies58 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998, tidal / storm surge, Severe Winter Storms And Flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 552 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Ayera Technologies, T-Mobile USA, Verizon, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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