221 W 15th St, Cincinnati, OH 45202 Property Records

Hamilton County property record for 221 W 15th St, Cincinnati, OH 45202

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,726 sqft · built 2017
Lot Size	0.043 acres (1,891 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Jun 2016)
Tax Bill	$12,310 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`081-0002-0460-00`

Property Details

APN / Parcel Number

Primary APN	`081-0002-0460-00`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	3 Stories
Building Area	3,726 sqft Living Area
Gross Area	4,167 sqft
1st Floor Area	1,120 sqft
2nd Floor Area	2,606 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	1,891 sqft (0.043 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	221 W 15TH ST
City	CINCINNATI
State	OH
Zip	45202-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS W FIFTEENTH ST 0.0434 AC R1 T4 S18
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1016
Census Tract	900

Owner

Source: Hamilton County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 W 15TH ST, CINCINNATI, OH 45202-6901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage GENERAL ELECTRIC CU
Sep 26, 2019	Deed of Trust, Mortgage KEMBA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2016 · Amount on Record
Deed Sale	Jun 27, 2016 · Amount on Record
Prior Sale	Jun 27, 2016 · Amount on Record
Deed Document Number	201657551
Last Transfer Date	Oct 15, 2020
Transfer Doc	0000110175
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 W 15TH ST, CINCINNATI, OH 45202-6901
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031569
Date	Mar 12, 2021
Book Page	14373/248
Instrument	2021-0031569

Lender

Name	GENERAL ELECTRIC CU
Type	Credit Union
Address	CINCINNATI, OH 45241

Agreement

Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2031

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 W 15TH ST, CINCINNATI, OH 45202-6901
Document Number	0000086616
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 W 15TH ST CINCINNATI OH 452026901, CINCINNATI, OH 45202-6901

Mortgage

Document Number	0000086616
Date	Oct 7, 2019
Book Page	014017/001193
Instrument	86616

Lender

Name	KEMBA CU
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,310.00 (+3.15%)	$383,401 (-) Land $60,925 Building $322,476	$1,095,430 (-) Land $174,070 Building $921,360
2024	$11,934.00 (-2.75%)	$383,401 (-) Land $60,925 Building $322,476
2023	$12,272.00 (+26.02%)	$383,401 (+17.3%) Land $60,925 Building $322,476	$1,095,430 (+17.3%) Land $174,070 Building $921,360
2022	$9,738.00 Homeowner's exemption	$326,866 Land $55,955 Building $270,911
2020			$933,900 Land $159,870 Building $774,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 723 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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