221 Virginia St, Kenbridge, VA 23944 Property Records

Lunenburg County property record for 221 Virginia St, Kenbridge, VA 23944

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,057 sqft · built 1940
Lot Size	1.28 acres (56,000 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Mar 2022)
Tax Bill	$848 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`035A6 040H 1`

Property Details

APN / Parcel Number

Primary APN	`035A6 040H 1`
Alternative APN	`5457`

Interior

Bedrooms	4 Beds
Total Rooms	14 Rooms
Building Area	3,057 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1972
Lot Area	56,000 sqft (1.28 acres)
Lot Dimensions	280 ft deep x 200 ft wide

Location & Zoning

Account Number	5457
Street Address	221 VIRGINIA ST
City	KENBRIDGE
State	VA
Zip	23944-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	BLK H LOTS 1 THRU 5 35A6-(4)-BK.H-12345 200X280
Legal Subdivision	CONTAINING 0
Legal Block	H
Legal Lot Number	1-5
Jurisdiction	LUNENBURG VA
Township / Civil Division	BROWNS STORE
Census Block Group	3
Census Block	3021
Census Tract	930100

Owner

221 Virginia St is owned and occupied by two individuals who bought it in March 2022.

Source: Lunenburg County records, as of May 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 VIRGINIA ST, KENBRIDGE, VA 23944-2015
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK AND TRUST CO
Mar 14, 2022	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC
Jan 24, 2022	Deed of Trust, Mortgage · Line of Credit SPECTRA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Deed Document Number	2022307
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	0000000450
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	221 VIRGINIA ST, KENBRIDGE, VA 23944-2015
Transaction Type	Mortgage
Record Updated	Jan 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0230001369
Date	Dec 27, 2023
Instrument	230001369

Lender

Name	CITIZENS BANK AND TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUNENBURG VA
Recording Date	Mar 14, 2022
Property Address	221 VIRGINIA ST, KENBRIDGE, VA 23944-2015
Document Number	0220000307
Instrument Date	Mar 11, 2022
Instrument	220000307
Transaction Type	Transfer
Record Updated	Apr 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 VIRGINIA ST, KENBRIDGE, VA 23944-2015

Mortgage

Document Number	0220000308
Date	Mar 14, 2022
Instrument	220000308

Lender

Name	ALCOVA MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUNENBURG VA
Property Address	221 VIRGINIA ST, KENBRIDGE, VA 23944-2015
Transaction Type	Mortgage
Record Updated	Feb 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000077
Date	Jan 24, 2022
Instrument	220000077

Lender

Name	SPECTRA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 13, 2052

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 Virginia St was $848.

Source: Lunenburg County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lunenburg County
Municipality	Kenbridge Town
Unified School District	Lunenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$848.00	$229,200 Land $12,000 Building $217,200	$229,200 Land $12,000 Building $217,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Virginia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 5, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Virginia St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KENBRIDGE serves 1,400 people · EPA ID VA5111450
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	10 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Planet Networks, Verizon.

Nearby Properties on Virginia St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures