Garfield County property record for 221 Versailles, Garber, OK 73738
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,074 sqft · built 1981 |
| Lot Size | 0.224 acres (9,792 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $113,000 (Apr 2024) |
| Tax Bill | $1,304 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26988 |
| Primary APN | 26988 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,074 sqft Living Area |
| 1st Floor Area | 1,074 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,792 sqft (0.224 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 345 sqft |
| Driveway | Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 66 sqft |
| Patio Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 26988 |
|---|---|
| Street Address | 221 VERSAILLES |
| City | GARBER |
| State | OK |
| Zip | 73738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BLOCK 3 SD-G47 OVEN'S SUB-DIV NW/4 36-23-4 |
| Legal Range | 04W |
| Legal Township | 23N |
| Legal Section | 36 |
| Legal Subdivision | OVEN'S |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | GARFIELD OK |
| Township / Civil Division | NORTH GARFIELD |
| Census Block Group | 4 |
| Census Block | 4071 |
| Census Tract | 1100 |
221 Versailles is owned and occupied by two individuals who bought it in April 2024.
Source: Garfield County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 VERSAILLES, GARBER, OK 73738 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK |
| Dec 27, 2023 | Warranty Deed, Transfer · Commercial Mortgage THE BANK OF KREMLIN |
| Dec 12, 2023 | Warranty Deed, Transfer · Commercial Mortgage THE BANK OF KREMLIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2024 · Amount on File |
| Deed Sale | Apr 29, 2024 · Amount on File |
| Prior Sale | Dec 27, 2023 · Amount on File |
| Deed Document Number | 20243298 |
| Deed Book / Page | 2663 / 970 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARFIELD OK |
| Property Address | 221 VERSAILLES, GARBER, OK 73738 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3501 ROCKWO RD, ENID, OK 73703-1415 |
| Document Number | 002663/974 |
|---|---|
| Date | Apr 29, 2024 |
| Book Page | 2663/974 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | 244 S GATEWAY PL, JENKS, OK 74037 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Dec 27, 2023 |
| Property Address | 221 VERSAILLES, GARBER, OK 73738 |
| Document Number | 002649/973 |
| Book / Page | 2649 / 973 |
| Instrument Date | Dec 20, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2024 |
| Title Company | NORTHWEST TITLE GROUP LLC, NORTHWEST TITLE OF ENID LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $46.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1914 OLD POST RD, ENID, OK 73703-2329 |
| Document Number | 0002649977 |
|---|---|
| Date | Dec 27, 2023 |
| Instrument | 2649/977 |
| Name | THE BANK OF KREMLIN |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GARFIELD OK |
| Recording Date | Dec 12, 2023 |
| Property Address | 221 VERSAILLES, GARBER, OK 73738 |
| Document Number | 002648/342 |
| Book / Page | 2648 / 342 |
| Instrument Date | Dec 8, 2023 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2023 |
| Title Company | NORTHWEST TITLE OF ENID LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $36.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 125 TULIP LN, WHITNEY, TX 76692-7516 |
| Document Number | 002649/977 |
|---|---|
| Date | Dec 27, 2023 |
| Book Page | 2649/977 |
| Name | THE BANK OF KREMLIN |
|---|---|
| Type | Bank |
| Address | PO BOX 197, KREMLIN, OK 73753 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 221 Versailles was $1,304 with a homeowner's exemption.
Source: Garfield County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Garfield County |
| Municipality | Garber City |
| Unified School District | Garber Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,764 (-1.27%) Land $500 Building $13,264 | $110,111 (-1.27%) Land $4,000 Building $106,111 | |
| 2025 | $1,304.00 Homeowner's exemption | $13,941 Land $500 Building $13,441 | $111,525 Land $4,000 Building $107,525 |
| 2023 | $310.00 Homeowner's exemption | $4,007 Land $229 Building $3,778 | $68,970 Land $4,000 Building $64,970 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 221 Versailles in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Versailles is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARBER MUNICIPAL AUTHORITY serves 725 people · EPA ID OK2002416 |
|---|---|
| Water Source | Purchased groundwater from ENID |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Carbon tetrachloride resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pioneer Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Chisholm Broadband Fixed Wireless | 100 / 40 |
| Nextlink Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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