Chesapeake City property record for 221 Unser Ct, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,833 sqft · built 1974 |
| Lot Size | 0.506 acres (22,041 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $415,500 (Jun 2022) |
| Tax Bill | $3,991 (2025) |
| Deeds & Mortgages | Mar 2008 Mortgage Jan 2010 Mortgage + 1 more |
| APN | 0601011000350 |
| Primary APN | 0601011000350 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Attic | Attic |
| Attic Area | 329 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 22,041 sqft (0.506 acres) |
| Lot Dimensions | 157 ft deep x 53 ft wide |
| Garage Type | Attached |
| Garage Area | 329 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 54 sqft |
| Deck Area | 329 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 UNSER CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-5430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 35 REPLAT LOTS 34-35-36-37 CASTLEWOOD TERR SEC 4 |
| Legal Subdivision | CASTLEWOOD TERRACE, HANBURY FARMS, GROVE |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21004 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 UNSER CT, CHESAPEAKE, VA 23322-5430 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 3, 2008 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON MUTUAL BANK |
| Jan 8, 2010 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Jun 17, 2022 | Warranty Deed, Transfer · VA Mortgage OVM FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on Record |
| Deed Sale | Jun 17, 2022 · Amount on Record |
| Prior Sale | May 31, 2016 · Amount on Record |
| Deed Document Number | 202220214 |
| Deed Book / Page | 10571 / 1908 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 221 UNSER CT, CHESAPEAKE, VA 23322-5430 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007401/738 |
|---|---|
| Date | Mar 3, 2008 |
| Book Page | 7401/738 |
| Name | WASHINGTON MUTUAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 1, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 221 UNSER CT, CHESAPEAKE, VA 23322-5430 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 008025/637 |
|---|---|
| Date | Jan 8, 2010 |
| Book Page | 8025/637 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 17, 2022 |
| Property Address | 221 UNSER CT, CHESAPEAKE, VA 23322-5430 |
| Document Number | 10571/1908 |
| Book / Page | 10571 / 1908 |
| Instrument Date | May 25, 2022 |
| Instrument | 220020214 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 UNSER CT, CHESAPEAKE, VA 23322-5430 |
| Document Number | 0220020215 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 220020215 |
| Name | OVM FINANCIAL INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,700 (+10.02%) Land $200,000 Building $234,700 | $434,700 (+10.02%) Land $200,000 Building $234,700 | |
| 2025 | $3,991.00 (+44.34%) | $395,100 (+10.7%) Land $175,000 Building $220,100 | $395,100 (+10.7%) Land $175,000 Building $220,100 |
| 2023 | $356,900 (+9.41%) Land $165,000 Building $191,900 | $356,900 (+9.41%) Land $165,000 Building $191,900 | |
| 2022 | $326,200 Land $145,000 Building $181,200 | $326,200 Land $145,000 Building $181,200 | |
| 2019 | $2,765.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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