221 Union St N, Concord, NC 28025 Property Records

Cabarrus County property record for 221 Union St N, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	4 bd · 1.5 ba · 5,528 sqft · built 1967
Lot Size	0.6 acres (26,130 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Apr 2021)
Tax Bill	$5,161 (2023)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5621 60 9110`

Property Details

APN / Parcel Number

Primary APN	`5621 60 9110`
Alternative APNs	`12018 0072.000000` `5077300` `83355`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,528 sqft Total Area
1st Floor Area	2,396 sqft
Basement Area	2,396 sqft
Unfinished Basement	2,396 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,130 sqft (0.6 acres)
Lot Dimensions	195 ft deep x 134 ft wide
Garage Type	Mixed
Garage Area	2,430 sqft
Driveway	Concrete Driveway
Driveway Area	4,000 sqft
Parking Spaces	2 Parking Spaces
Pool Area	540 sqft
Porch	Slab
Porch Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	83355
Street Address	221 UNION ST N
City	CONCORD
State	NC
Zip	28025-4735
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RM-1
Legal Description	INTERSEC N UNION ST & ACADEMY AVE
Legal Subdivision	NORTH HISTORIC CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	2
Census Block	2001
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

221 Union St N, a historical building, is owned by two individuals who bought it in April 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 UNION ST N, CONCORD, NC 28025-4735
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2021 · Amount on File
Deed Sale	Apr 30, 2021 · Amount on File
Prior Sale	Jan 1, 1994 · Amount on File
Deed Document Number	202119092
Deed Book / Page	15138 / 67
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 30, 2021
Property Address	221 UNION ST N, CONCORD, NC 28025-4735
Document Number	0001513867
Book / Page	15138 / 67
Instrument Date	Apr 30, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$314.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 SHEPARD AVE SE, 28, CONCORD, NC 28025-3750

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 UNION STREET, CONCORD, NC 28025-4735

Mortgage

Document Number	0001513870
Date	Apr 30, 2021
Instrument	15138/70

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$574,930 Land $193,560 Building $381,370
2024			$574,930 (+23.64%) Land $193,560 Building $381,370
2023	$5,161.00 Additional exemption filed	$465,010 Land $172,060 Building $292,950	$465,010 Land $172,060 Building $292,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Union St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Union St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20