221 Troy Schenectady Rd, Latham, NY 12110 Property Records

Albany County and Colonie Town property record for 221 Troy Schenectady Rd, Latham, NY 12110

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 900 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$93,000 (Dec 2014)
Tax Bill	$2,891 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`012689 31.8-5-16`

Property Details

APN / Parcel Number

Primary APN	`012689 31.8-5-16`
Alternative APNs	`268903100800050160000000` `03100800050160000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	640 sqft
Upper Floors Area	260 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Porch	Porch
Porch Area	49 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	03100800050160000000
Street Address	221 TROY SCHENECTADY RD
City	LATHAM
State	NY
Zip	12110-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	LOT 1 N-223 E-217 C-97-77
Legal Block	5
Legal Lot Number	16.000
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	1
Census Block	1019
Census Tract	13510

Owner

Source: Albany County and Colonie Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 TROY SCHENECTADY RD, LATHAM, NY 12110-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2014 · Amount on Record
Deed Sale	Dec 8, 2014 · Amount on Record
Prior Sale	Aug 27, 2002 · Amount on Record
Deed Document Number	201411741637
Deed Book / Page	3120 / 667
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	221 TROY SCHENECTADY RD, LATHAM, NY 12110-3414
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TROY SCHENECTADY RD, LATHAM, NY 12110-3414

Mortgage

Document Number	0000003081
Date	Jul 24, 2023
Instrument	R2023-13081

Lender

Name	TRUSTCO BANK
Type	Bank
Address	SCHENECTADY, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	221 TROY SCHENECTADY RD, LATHAM, NY 12110-3414
Transaction Type	Mortgage
Record Updated	Oct 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TROY SCHENECTADY RD, LATHAM, NY 12110-3414

Mortgage

Document Number	0000001052
Date	Sep 13, 2022
Instrument	R2022-21052

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 24, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Albany County and Colonie Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	North Colonie Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,891.00 (+6.68%) Homeowner's exemption
2025	$2,710.00 (+13.58%) Homeowner's exemption	$67,600 (-) Land $16,900 Building $50,700	$154,700 (+16.75%) Land $38,675 Building $116,025
2023		$67,600 (-) Land $16,900 Building $50,700	$132,500 (+9.27%) Land $33,125 Building $99,375
2022		$67,600 Land $16,900 Building $50,700	$121,256 Land $30,314 Building $90,942
2021	$2,386.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LATHAM WATER DISTRICT serves 85,590 people · EPA ID NY0100198
Water Source	Surface water
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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