221 Tropic St, Jackson, OH 45640 Property Records

Jackson County property record for 221 Tropic St, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1992
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (May 2026)
Tax Bill	$2,089 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`H140170010800`

Property Details

APN / Parcel Number

Primary APN	`H140170010800`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Family Room	Family Room

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	96 ft deep x 50 ft wide
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Patio Area	180 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 TROPIC ST
City	JACKSON
State	OH
Zip	45640-1830
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VAUGHN LOT #86
Legal Subdivision	VAUGHNS ADDITION
Jurisdiction	JACKSON OH
Township / Civil Division	JACKSON
Census Block Group	4
Census Block	4033
Census Tract	957500

Owner

221 Tropic St is owned and occupied by an individual who bought it in May 2026.

Source: Jackson County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	221 TROPIC ST, JACKSON, OH 45640-1830
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
May 21, 2026	Warranty Deed, Transfer · FHA Mortgage FEDERAL SAVINGS BANK
Jul 3, 2017	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Jul 10, 2020	Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Aug 22, 2017	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on File
Deed Sale	May 21, 2026 · Amount on File
Prior Sale	Jul 10, 2020 · Amount on File
Deed Document Number	20261675
Deed Book / Page	195 / 1952
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	221 TROPIC ST, JACKSON, OH 45640-1830
Transaction Type	Mortgage
Record Updated	Jun 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00125/1558
Date	Jul 3, 2017
Book Page	125/1558
Instrument	201700002050

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2047

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	May 21, 2026
Property Address	221 TROPIC ST, JACKSON, OH 45640-1830
Document Number	0000001675
Book / Page	195 / 1952
Instrument Date	May 13, 2026
Instrument	20261675
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,660.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TROPIC ST, JACKSON, OH 45640-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001676,
Date	May 21, 2026
Instrument	20261676

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000001677,
Date	May 21, 2026
Book Page	195/1971
Instrument	20261677

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Jun 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	221 TROPIC ST, JACKSON, OH 45640-1830
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	125/1558
Date	Jul 3, 2017
Book Page	125/1558
Instrument	201700002050

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 28, 2047

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Jul 10, 2020
Property Address	221 TROPIC ST, JACKSON, OH 45640-1830
Document Number	00148/2224
Book / Page	148 / 2224
Instrument Date	Jun 24, 2020
Instrument	202000002101
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	BESTITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TROPIC ST, JACKSON, OH 45640-1830
Investor	Possibly a Property Investor

Mortgage

Document Number	202000002102
Date	Jul 10, 2020
Instrument	202000002102

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON OH
Recording Date	Aug 22, 2017
Property Address	221 TROPIC ST, JACKSON, OH 45640-1830
Document Number	00126/2076
Book / Page	126 / 2076
Instrument Date	Aug 18, 2017
Instrument	201700002671
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	NORWEST TITLE, NORTHWEST TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$406.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TROPIC ST, JACKSON, OH 45640-1830

Mortgage

Document Number	201700002673
Date	Aug 22, 2017
Instrument	201700002673

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 221 Tropic St was $2,089.

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,089.00	$42,780 Land $4,730 Building $38,050	$122,220 Land $13,500 Building $108,720
2023	$2,160.00 (+13.8%)	$42,780 (+14.94%) Land $4,730 Building $38,050
2022	$1,898.00	$37,220 Land $4,570 Building $32,650
2020			$122,220 Land $13,500 Building $108,720

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Tropic St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 18, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Tropic St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSON serves 9,691 people · EPA ID OH4000111
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
altafiber Network Solutions Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Tropic St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures