221 Towpath Ln, Cheshire, CT 06410 Property Records

Cheshire Town property record for 221 Towpath Ln, Cheshire, CT 06410

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,082 sqft · built 1972
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$685,000 (Dec 2022)
Tax Bill	$13,533 (2026)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`CHES M:70 B:43 L`

Property Details

APN / Parcel Number

Primary APN	`CHES M:70 B:43 L`
Alternative APNs	`CSHR M:70 B:43 L` `721500`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,082 sqft Living Area
Basement Area	1,127 sqft
Unfinished Basement	427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Detached
Pool Type	Pool with Hot Tub/Spa
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	721500
Street Address	221 TOWPATH LN
City	CHESHIRE
State	CT
Zip	06410-3357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40
Legal Block	43
Jurisdiction	CHESHIRE CT
Township / Civil Division	CHESHIRE
Census Block Group	1
Census Block	1004
Census Tract	343400

Owner

Source: Cheshire Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	221 TOWPATH LN, CHESHIRE, CT 06410-3357
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG LLC
Dec 16, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage NORCOM MORTGAGE
Sep 17, 2018	Warranty Deed, Transfer · VA Mortgage NORWICH COM'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20224349
Deed Book / Page	3156 / 317
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	221 TOWPATH LN, CHESHIRE, CT 06410-3357
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03258-1181
Date	Feb 19, 2026
Book Page	3258/1181
Instrument	2026000478

Lender

Name	CROSSCOUNTRY MTG LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Dec 16, 2022
Property Address	221 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	003156-317
Book / Page	3156 / 317
Instrument Date	Dec 15, 2022
Instrument	2022004349
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004350
Date	Dec 16, 2022
Instrument	2022004350

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESHIRE CT
Property Address	221 TOWPATH LN, CHESHIRE, CT 06410-3357
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2945-151
Date	Apr 8, 2020
Book Page	2945/151
Instrument	2020001029

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESHIRE CT
Recording Date	Sep 17, 2018
Property Address	221 TOWPATH LN, CHESHIRE, CT 06410-3357
Document Number	2868-217
Book / Page	002868 / 000217
Instrument Date	Sep 13, 2018
Instrument	3182
Transaction Type	Transfer
Record Updated	Oct 10, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$482.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TOWPATH LN CHESHIRE CT 064103357, CHESHIRE, CT 06410-3357

Mortgage

Document Number	2868-219
Date	Sep 17, 2018
Book Page	002868/000219
Instrument	3183

Lender

Name	NORWICH COM'L

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Tax Assessment & Valuation

Source: Cheshire Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Cheshire Town
Unified School District	Cheshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,533.00 (+5.45%)	$431,550 (-) Land $100,380 Building $331,170	$763,901 (+152.88%)
2025	$12,834.00	$431,550 (+37.66%) Land $100,380 Building $331,170	$302,085 Land $70,266 Building $231,819
2024	$12,834.00 (+16.67%)
2023	$11,000.00 (+2.24%)	$313,480 (-) Land $100,410 Building $213,070
2022	$10,759.00	$313,480 Land $100,410 Building $213,070

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Verizon.

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