221 Tocoa Cir, Helena, AL 35080 Property Records

Shelby County property record for 221 Tocoa Cir, Helena, AL 35080

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,383 sqft · built 1999
Lot Size	0.137 acres (5,968 sqft)
Owner	Individual Name on File
Tax Bill	$953 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`135212000001022`

Property Details

APN / Parcel Number

Primary APN	`135212000001022`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,383 sqft Heated Area
1st Floor Area	1,383 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	221 TOCOA CIR
City	HELENA
State	AL
Zip	35080-7131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 21 20S 03W NBRHD: 06 ST CHARLES R-2
Legal Range	03W
Legal Township	20S
Legal Section	21
Legal Subdivision	TOCOA PARC PHASE 1
Legal Lot Number	9
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	4
Census Block	4005
Census Tract	30336

Owner

221 Tocoa Cir is owned and occupied by an individual who acquired it in March 2010.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	221 TOCOA CIR, HELENA, AL 35080-7131
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HM LNDG
Dec 10, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMETOWN LNDRS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2010
Deed Sale	Mar 11, 2010
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	201072450
Prior Transfer Date	Dec 11, 2009
Prior Transfer Doc	0000463050
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	221 TOCOA CIR, HELENA, AL 35080-7131
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FAMS DTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TOCOA CIR, HELENA, AL 35080-7131

Mortgage

Document Number	0000579430
Date	Dec 6, 2021
Instrument	20211206000579430

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	339 Months
Due	Mar 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	221 TOCOA CIR, HELENA, AL 35080-7131
Document Number	0000060940
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TOCOA CIR HELENA AL 350807131, HELENA, AL 35080-7131

Mortgage

Document Number	0000060940
Date	Feb 13, 2020
Instrument	60940

Lender

Name	PLANET HM LNDG
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2050

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	221 TOCOA CIR, HELENA, AL 35080-7131
Document Number	0000070180
Instrument Date	Dec 10, 2018
Transaction Type	Mortgage
Record Updated	Mar 15, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TOCOA CIR HELENA AL 350807131, HELENA, AL 35080-7131

Mortgage

Document Number	0000070180
Date	Mar 5, 2019
Instrument	70180

Lender

Name	HOMETOWN LNDRS
Address	HUNTSVILLE, AL 35806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 4, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 221 Tocoa Cir was $953 with exemptions applied, down 13% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Helena City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$953.00 (-12.97%) Homeowner's exemption Senior Citizen's exemption
2025	$1,095.00	$22,360	$223,600 Land $65,000 Building $158,600
2023	$661.00	$19,980	$199,700 Land $65,000 Building $134,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Tocoa Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Tocoa Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 82% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HELENA, THE UB OF THE serves 21,300 people · EPA ID AL0001157
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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