221 Timberline, Los Gatos, CA 95033 Property Records

Santa Cruz County property record for 221 Timberline, Los Gatos, CA 95033

Property Summary

Property Type	Recreational Vacant Land
Details	4 bd · 2.5 ba · 2,650 sqft · built 1975
Lot Size	4.45 acres (193,929 sqft)
Owner	2 Individual Names on Record
Last Sale	$759,000 (May 2017)
Tax Bill	$13,365 (2025)
Deeds & Mortgages	Feb 2019 Mortgage Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`088-181-21`

Property Details

APN / Parcel Number

Primary APN	`088-181-21`
Alternative APN	`088-181-21-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	2,650 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	193,929 sqft
Terrain	Steep
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic

Location & Zoning

Street Address	221 TIMBERLINE
City	LOS GATOS
State	CA
Zip	95033-9528
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3006
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage SNAPFI INC
May 25, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 25, 2017	Grant Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2017 · Amount on Record
Deed Sale	May 25, 2017 · Amount on Record
Deed Document Number	201717185
Prior Transfer Date	May 16, 2017
Prior Transfer Doc	0000017184
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003567
Date	Feb 12, 2019
Instrument	2019-0003567

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528

Mortgage

Document Number	0000042538
Date	Oct 20, 2020
Instrument	2020-0042538

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528
Document Number	0000013279
Instrument Date	Apr 11, 2020
Transaction Type	Mortgage
Record Updated	May 8, 2020
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	221 TIMBERLINE LOS GATOS CA 950339528, LOS GATOS, CA 95033-9528

Mortgage

Document Number	0000013279
Date	Apr 17, 2020
Instrument	13279

Lender

Name	SNAPFI INC
Address	SAN JOSE, CA 95125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2017
Property Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528
Document Number	0000017184
Instrument Date	May 16, 2017
Instrument	17184
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	22166 HUTCHINSON RD LOS GATOS CA 950338547, LOS GATOS, CA 95033-8547

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 25, 2017
Property Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528
Document Number	0000017185
Instrument Date	May 16, 2017
Instrument	2017-0017185
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	221 TIMBERLINE, LOS GATOS, CA 95033-9528

Mortgage

Document Number	0000017186
Date	May 25, 2017
Instrument	2017-0017186

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000017187
Date	May 25, 2017
Instrument	2017-0017187

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Lakeside Joint Elementary School District (KG - 08)
Secondary School District	Los Gatos-Saratoga Joint Union School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,154,203 (+2%) Land $793,145 Building $361,058
2025	$13,365.00 (+4.74%)	$1,131,572 (+4.04%) Land $777,593 Building $353,979
2023	$12,760.00 (-0.72%)	$1,087,631 Land $747,398 Building $340,233	$954,180
2022	$12,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1982–2000)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 2000 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAS CUMBRES MUTUAL WATER CO private · serves 402 people · EPA ID CA4400631
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter resolved · Nov 2016 Treatment failure resolved · Nov 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Ridge Wireless Fixed Wireless	100 / 60
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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