221 Timbercrest Cir, Monroe, NC 28110 Property Records

Union County property record for 221 Timbercrest Cir, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 1976
Lot Size	1.1 acres (48,047 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2022)
Tax Bill	$2,502 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`09-216-028`

Property Details

APN / Parcel Number

Primary APN	`09-216-028`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	48,047 sqft (1.1 acres)
Porch	Slab
Porch Area	351 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	221 TIMBERCREST CIR
City	MONROE
State	NC
Zip	28110-8328
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-40 MONRO
Legal Description	P/47 & #47A CRESTVIEW ACRES 8488-881
Legal Subdivision	CRESTVIEW ACRES
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1038
Census Tract	20401

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 TIMBERCREST CIR, MONROE, NC 28110-8328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage LATINO COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	Sep 9, 2005 · Amount on Record
Deed Document Number	202219485
Deed Book / Page	8488 / 881
Prior Transfer Date	Oct 2, 1996
Prior Transfer Doc	0909000168
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	221 TIMBERCREST CIR, MONROE, NC 28110-8328
Transaction Type	Mortgage
Record Updated	Dec 2, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 TIMBERCREST CIR, MONROE, NC 28110-8328

Mortgage

Document Number	0008107610
Date	May 20, 2021
Book Page	8107/610
Instrument	23913

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	May 27, 2022
Property Address	221 TIMBERCREST CIR, MONROE, NC 28110-8328
Document Number	0008488881
Book / Page	8488 / 881
Instrument Date	May 27, 2022
Instrument	19485
Transaction Type	Transfer
Record Updated	Dec 2, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 CONAWAY RD, BLOOMINGDALE, GA 31302-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 TIMBLECREST CIRCLE, MONROE, NC 28110

Mortgage

Document Number	0000019486
Date	May 27, 2022
Instrument	19486

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2027
Change Frequency	5 Years
Min Rate At Change	5.75%
Max Rate At Change	8%
Index	5-Year CMT
Max Rate	12%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,300 (-) Land $48,500 Building $237,800	$286,300 (-) Land $48,500 Building $237,800
2025	$2,502.00 (+17.85%)	$286,300 (+47.05%) Land $48,500 Building $237,800	$286,300 (+47.05%) Land $48,500 Building $237,800
2023	$2,123.00	$194,700 Land $25,400 Building $169,300	$194,700 Land $25,400 Building $169,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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