New Hanover County property record for 221 Third Ave N, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,872 sqft · built 1952 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $380,000 (Dec 2018) |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09213-007-016-000 |
| Primary APN | R09213-007-016-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,872 sqft Living Area |
| 1st Floor Area | 1,872 sqft |
| Basement Area | 1,872 sqft |
| Finished Basement | 1,872 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Traditional |
| Exterior Material | Concrete Block |
| Foundation Type | Block |
| Roof Material | Built-Up Asphalt |
| Lot Area | 4,792 sqft (0.11 acres) |
| Terrain | Low |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 323 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Street Address | 221 THIRD AVE N |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-3757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2,RESID |
| Legal Description | LOT 6 BLK 35 KURE BEACH |
| Legal Subdivision | KURE BEACH |
| Legal Block | 35 |
| Legal Lot Number | 6 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 12203 |
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 221 THIRD AVE N, KURE BEACH, NC 28449-3757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 3, 2024 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| May 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Dec 14, 2018 | Warranty Deed, Transfer STATE EMPS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Mar 17, 2015 · Amount on Record |
| Deed Document Number | 201837497 |
| Deed Book / Page | 6185 / 127 |
| Prior Transfer Date | Oct 1, 1994 |
| Prior Transfer Doc | 9910000194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 221 THIRD AVE N, KURE BEACH, NC 28449-3757 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Name | Verified Name |
|---|---|
| Address | 221 THIRD AVE N, KURE BEACH, NC 28449-3757 |
| Document Number | 00681200255 |
|---|---|
| Date | Nov 13, 2025 |
| Book Page | 6812/255 |
| Instrument | 2025029957 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.45% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.45% |
| Max Rate At Change | 7.45% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 11.4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 221 THIRD AVE N, KURE BEACH, NC 28449-3757 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 221 3RD AVENUE, KURE BEACH, NC 28449-3757 |
| Document Number | 00672602588 |
|---|---|
| Date | Sep 3, 2024 |
| Book Page | 6726/2588 |
| Instrument | 2024021713 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 26279, RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 5-Year CMT |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 221 THIRD AVE N, KURE BEACH, NC 28449-3757 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00645300871 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 6453/871 |
| Instrument | 2021026515 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 14, 2018 |
| Property Address | 221 THIRD AVE N, KURE BEACH, NC 28449-3757 |
| Document Number | 0061850127 |
| Book / Page | 006185 / 000127 |
| Instrument Date | Dec 7, 2018 |
| Instrument | 37497 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 3RD AVE N KURE BEACH NC 284493757, KURE BEACH, NC 28449-3757 |
| Document Number | 61850130 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 006185/000130 |
| Instrument | 37498 |
| Name | STATE EMPS CU |
|---|---|
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $675,100 (-) Land $393,100 Building $282,000 | $675,100 (-) Land $393,100 Building $282,000 | |
| 2025 | $3,226.00 (+20.55%) | $675,100 (+86.65%) Land $393,100 Building $282,000 | $675,100 (+86.65%) Land $393,100 Building $282,000 |
| 2024 | $2,676.00 (+3.36%) | ||
| 2023 | $2,589.00 (-0.69%) | $361,700 Land $220,000 Building $141,700 | $361,700 Land $220,000 Building $141,700 |
| 2022 | $2,607.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 196 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 212 units insured incl. 16 condo units |
| Nearby Flood Claims | 258 (1984–2024) |
| Claims Outside the SFHA | 225 of 258 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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