221 The Promenade, Edgewater, NJ 07020 Property Records

Bergen County and Edgewater Borough property record for 221 The Promenade, Edgewater, NJ 07020

Property Summary

Property Type	Condominium
Details	850 sqft · built 2003
Lot Size	0.006 acres (260 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Nov 2023)
Tax Bill	$6,619 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Jun 2022 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-00091-0000-00003-0000-C0221`

Property Details

APN / Parcel Number

Primary APN	`13-00091-0000-00003-0000-C0221`
Alternative APN	`1300091000000003C0221`

Interior

Building Area	850 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Lot Area	260 sqft (0.006 acres)

Location & Zoning

Street Address	221 THE PROMENADE
City	EDGEWATER
State	NJ
Zip	07020-2112
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	PROMENADE
Legal Block	91
Legal Lot Number	3
Jurisdiction	BERGEN NJ
Township / Civil Division	EDGEWATER
Census Block Group	1
Census Block	1003
Census Tract	13003

Owner

Source: Bergen County and Edgewater Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 THE PROMENADE, EDGEWATER, NJ 07020-2112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Deed Document Number	202373908
Deed Book / Page	5124 / 645
Record Updated	Sep 20, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Nov 14, 2023
Property Address	221 THE PROMENADE, EDGEWATER, NJ 07020-2112
Document Number	0051240645
Book / Page	5124 / 645
Instrument Date	Oct 25, 2023
Instrument	2023073908
Transaction Type	Transfer
Record Updated	Jan 19, 2024
Title Company	TITLE RITE TITLE SERVICES, TITLE STORE LAND TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,538.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24160 PORT LN UNIT 205, 205, LEWES, DE 19958-4258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 THE PROMENADE, EDGEWATER, NJ 07020-2112

Mortgage

Document Number	2023073909
Date	Nov 14, 2023
Instrument	2023073909

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	221 THE PROMENADE, EDGEWATER, NJ 07020-2112
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047080351
Date	Jun 10, 2022
Book Page	4708/351
Instrument	2022059536

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 4, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Edgewater Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Edgewater Borough
Unified School District	Edgewater Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,100 (+2.91%) Land $225,000 Building $189,100	$414,100 (+2.91%) Land $225,000 Building $189,100
2025	$6,619.00 (+6.53%)	$402,400 (+5.31%) Land $220,000 Building $182,400	$402,400 (+5.31%) Land $220,000 Building $182,400
2024	$6,213.00 (-0.03%)
2023		$382,100 (-0.91%) Land $207,500 Building $174,600	$382,100 (-0.91%) Land $207,500 Building $174,600
2022	$6,215.00 (-11.18%)	$385,600 Land $215,000 Building $170,600	$385,600 Land $215,000 Building $170,600
2021	$6,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 82 individual policies
Nearby Flood Policies	1,164 units insured incl. 1,082 condo units
Nearby Flood Claims	9 (2010–2024)
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on The Promenade

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures