Worcester County and Gardner City property record for 221 Temple St, Gardner, MA 01440 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,400 sqft · built 1964 |
| Lot Size | 0.944 acres (41,112 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $158,900 (Jun 2012) |
| Tax Bill | $54 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | GARD M:R22 B:20 L:2 |
| Primary APN | GARD M:R22 B:20 L:2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 3,072 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,112 sqft (0.944 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 221 TEMPLE ST |
|---|---|
| City | GARDNER |
| State | MA |
| Zip | 01440-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 20 |
| Legal Lot Number | 2 |
| Jurisdiction | GARDNER MA |
| Township / Civil Division | GARDNER |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 707500 |
Source: Worcester County and Gardner City records · APN GARD M:R22 B:20 L:2
Assessment roll updated April 14, 2026 · Last verified April 2026
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| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 TEMPLE ST, GARDNER, MA 01440-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 20, 2012 · Amount on Record |
| Deed Sale | Jun 20, 2012 · Amount on Record |
| Deed Book / Page | 49152 / 237 |
| Record Updated | Jun 08, 2026 |
Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Gardner City |
| Unified School District | Gardner School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $54.00 (-99.01%) | $382,900 (+5.31%) Land $92,900 Building $290,000 | $338,770 |
| 2024 | $5,450.00 (+7.84%) | $363,600 (+16.05%) Land $84,600 Building $279,000 | |
| 2023 | $5,054.00 | $313,300 Land $83,300 Building $230,000 |
Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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