221 Swaffer Ln, Lafayette, TN 37083 Property Records

Macon County property record for 221 Swaffer Ln, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,621 sqft · built 1980
Lot Size	1.8 acres (78,408 sqft)
Owner	2 Individual Names on Record
Last Sale	$319,900 (Sep 2020)
Tax Bill	$1,641 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`031-041.01`

Property Details

APN / Parcel Number

Primary APN	`031-041.01`
Alternative APNs	`0103103104101` `056031 04101`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,621 sqft Living Area
Gross Area	4,266 sqft
1st Floor Area	1,955 sqft
Basement Area	2,183 sqft
Finished Basement	666 sqft
Unfinished Basement	1,517 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	78,408 sqft (1.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,200 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	420 sqft
Deck Area	472 sqft
Patio Area	472 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	221 SWAFFER LN
City	LAFAYETTE
State	TN
Zip	37083-4106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRCT 4
Legal Subdivision	SWAFFER ESTATE #4
Legal Tract	4
Jurisdiction	MACON TN
Township / Civil Division	8
Census Block Group	2
Census Block	2041
Census Tract	970200

Owner

Source: Macon County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 7, 2021	Deed of Trust, Mortgage · FHA Mortgage NORTHERN MORTGAGE SERVICES LLC
Sep 29, 2022	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Jan 13, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Dec 13, 2018	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
May 11, 2020	Deed of Trust, Mortgage · Line of Credit MACON BANK & TRUST COMPANY
Sep 1, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Document Number	20203144
Deed Book / Page	108 / 300
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106

Mortgage

Document Number	0RB248/673
Date	Mar 27, 2026
Book Page	RB248/673
Instrument	26001314

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	55 BEATTIE PL STE 110, GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Nov 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB142/234
Date	Oct 7, 2021
Book Page	RB142/234
Instrument	21004273

Lender

Name	NORTHERN MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106

Mortgage

Document Number	00RB174/71
Date	Sep 29, 2022
Book Page	RB174/71
Instrument	22004202

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	TEMPE, AZ 85284

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Nov 1, 2051

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Jan 16, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106

Mortgage

Document Number	00RB218/99
Date	Jan 13, 2025
Book Page	RB218/99
Instrument	25000103

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	55 BEATTIE PL STE 110, GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Nov 1, 2051

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB069/160
Date	Dec 13, 2018
Book Page	RB069/160
Instrument	18003817

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Dec 8, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	RB082/0732
Date	Aug 13, 2019
Book Page	RB082/0732
Instrument	19002678

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 8, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON TN
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Transaction Type	Mortgage
Record Updated	Mar 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB100/290
Date	May 11, 2020
Book Page	RB100/290
Instrument	20001626

Lender

Name	MACON BANK & TRUST COMPANY
Type	Bank
Address	LAFAYETTE, TN 37083

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Sep 1, 2020
Property Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106
Document Number	0RB108/300
Book / Page	RB108 / 300
Map Reference	CAB 4 SL 38-A
Instrument Date	Aug 27, 2020
Instrument	20003144
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	BENCHMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SWAFFER LN, LAFAYETTE, TN 37083-4106

Mortgage

Document Number	0020003145
Date	Sep 1, 2020
Instrument	20003145

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Macon County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,641.00	$103,150 (-) Land $5,700 Building $97,450	$412,600 (-) Land $22,800 Building $389,800
2024	$1,641.00 (+41.47%)	$103,150 (-) Land $5,700 Building $97,450
2023		$103,150 Land $5,700 Building $97,450	$412,600 Land $22,800 Building $389,800
2019	$1,160.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	May 2010 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
North Central Communications Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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