221 Summit Ave, Fords, NJ 08863 Property Records

Middlesex County and Woodbridge Township property record for 221 Summit Ave, Fords, NJ 08863

Property Summary

Property Type	Single Family Home
Details	2,460 sqft · built 1980
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jul 2012)
Tax Bill	$12,024 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-00175-07-00260-02`

Property Details

APN / Parcel Number

Primary APN	`25-00175-07-00260-02`
Alternative APNs	`25001750007002600002` `3291`

Interior

Stories	2 Stories
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached

Location & Zoning

Account Number	3291
Street Address	221 SUMMIT AVE
City	FORDS
State	NJ
Zip	08863-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	50.0X150.0
Legal Block	175.7
Legal Lot Number	260.2
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	WOODBRIDGE
Census Block Group	1
Census Block	1010
Census Tract	3201

Owner

Source: Middlesex County and Woodbridge Township records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 SUMMIT AVE, FORDS, NJ 08863-1835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2012 · Amount on Record
Deed Sale	Jul 10, 2012 · Amount on Record
Deed Document Number	20127067
Deed Book / Page	6364 / 344
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	221 SUMMIT AVE, FORDS, NJ 08863-1835
Document Number	0000132226
Instrument Date	Oct 22, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 SUMMIT AVE FORDS NJ 088631835, FORDS, NJ 08863-1835

Mortgage

Document Number	0000132226
Date	Dec 22, 2020
Book Page	018192/001801
Instrument	132226

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 21, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	221 SUMMIT AVE, FORDS, NJ 08863-1835
Document Number	0000010972
Book / Page	016758 / 000037
Instrument Date	Apr 21, 2017
Transaction Type	Mortgage
Record Updated	May 25, 2017
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 SUMMIT AVE FORDS NJ 088631835, FORDS, NJ 08863-1835

Mortgage

Document Number	0000010972
Date	May 2, 2017
Book Page	016758/000037
Instrument	10972

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2037

Tax Assessment & Valuation

Source: Middlesex County and Woodbridge Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Woodbridge Township
Unified School District	Woodbridge Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$92,000 (-) Land $21,700 Building $70,300	$92,000 (-) Land $21,700 Building $70,300
2025	$12,024.00 (+3.51%)	$92,000 (-) Land $21,700 Building $70,300	$92,000 (-) Land $21,700 Building $70,300
2024	$11,616.00 (+5.85%)
2023		$92,000 Land $21,700 Building $70,300	$92,000 Land $21,700 Building $70,300
2022	$10,974.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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