221 Sudley Cir, Salisbury, NC 28144 Property Records

Rowan County property record for 221 Sudley Cir, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	3 ba · 5,130 sqft · built 1981
Lot Size	0.76 acres (33,106 sqft)
Owner	Individual Name on File
Last Sale	$377,000 (Mar 2009)
Tax Bill	$7,951 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`043 019`

Property Details

APN / Parcel Number

Primary APN	`043 019`
Alternative APN	`6295868`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,130 sqft Living Area
1st Floor Area	2,592 sqft
Basement Area	1,529 sqft
Finished Basement	1,529 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	33,106 sqft (0.76 acres)
Garage Area	552 sqft
Porch	Porch
Porch Area	80 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	221 SUDLEY CIR
City	SALISBURY
State	NC
Zip	28144-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L41
Legal Subdivision	JOHN S HENDERSON ESTATE
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1001
Census Tract	50500

Owner

221 Sudley Cir is owned and occupied by an individual who bought it in March 2009.

Source: Rowan County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MERCHANTS BANK
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BANK
Apr 7, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2009 · Amount on File
Deed Sale	Mar 30, 2009 · Amount on File
Prior Sale	Sep 12, 2006 · Amount on File
Deed Book / Page	1139 / 839
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960

Mortgage

Document Number	0014300682
Date	Oct 2, 2023
Book Page	1430/682

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960

Mortgage

Document Number	0013940321
Date	Feb 1, 2022
Book Page	1394/321

Lender

Name	FARMERS & MERCHANTS BANK
Type	Bank
Address	SALISBURY, NC 28144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jan 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Apr 7, 2021
Property Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960
Document Number	0013720138
Book / Page	1372 / 138
Map Reference	PG 1499
Instrument Date	Jul 20, 2020
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 SUDLEY CIR, 221, SALISBURY, NC 28144-2960

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SUDLEY CIR, SALISBURY, NC 28144-2960

Tax Assessment & Valuation

The 2026 property tax bill for 221 Sudley Cir was $7,951.

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,951.00	$664,877 Land $75,000 Building $589,877	$664,877 Land $75,000 Building $589,877
2023	$7,951.00	$664,877 Land $75,000 Building $589,877	$664,877 Land $75,000 Building $589,877

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Sudley Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Feb 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Sudley Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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