221 Sturgis Ave, Cincinnati, OH 45217 Property Records

Hamilton County property record for 221 Sturgis Ave, Cincinnati, OH 45217

Property Summary

Property Type	Multi-Family Dwellings
Details	3 bd · 3 ba · 2,496 sqft · built 1903
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Feb 2025)
Tax Bill	$3,209 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Feb 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`115-0002-0030-00`

Property Details

APN / Parcel Number

Primary APN	`115-0002-0030-00`
Alternative APN	`0010578`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	3 Stories
Building Area	2,496 sqft Living Area
Gross Area	3,440 sqft
1st Floor Area	944 sqft
2nd Floor Area	1,552 sqft
Basement Area	944 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,235 sqft (0.212 acres)
Lot Dimensions	180 ft deep x 50 ft wide
Porch	Open Frame Porch
Porch Area	84 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	221 STURGIS AVE
City	CINCINNATI
State	OH
Zip	45217-1958
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF6
Legal Description	221 STURGIS AVE 50 X 180 PT LOT 38 CLINTON BY BURGOYNE
Legal Subdivision	CLINTON BY BURGOYNE
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2013
Census Tract	6502

Owner

221 Sturgis Ave, a residential property, is owned and occupied by an individual who bought it in February 2025.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	221 STURGIS AVE, CINCINNATI, OH 45217-1958
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2022	Deed of Trust, Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 11, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2025 · Amount on File
Deed Sale	Feb 11, 2025 · Amount on File
Prior Sale	Jun 7, 2013 · Amount on File
Deed Document Number	20259782
Deed Book / Page	15351 / 1818
Prior Transfer Date	Aug 23, 2004
Prior Transfer Doc	0000019127
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	221 STURGIS AVE, CINCINNATI, OH 45217-1958
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6381 CHABLIS DR, LIBERTY TWP, OH 45011-5232

Mortgage

Document Number	0000036317
Date	Apr 8, 2022
Book Page	14642/2351
Instrument	2022-0036317

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2052

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 11, 2025
Property Address	221 STURGIS AVE, CINCINNATI, OH 45217-1958
Document Number	0000009782
Book / Page	15351 / 1818
Instrument Date	Feb 7, 2025
Instrument	2025-0009782
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	TANDEM TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 STURGIS AVE, CINCINNATI, OH 45217-1958

Mortgage

Document Number	0000009783
Date	Feb 11, 2025
Instrument	2025-0009783

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Mortgage

Document Number	0000009784
Date	Feb 11, 2025
Book Page	15351/1840
Instrument	2025-0009784

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	COLUMBUS, OH 43085

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 3, 2019
Property Address	221 STURGIS AVE, CINCINNATI, OH 45217-1958
Document Number	0000106557
Book / Page	014055 / 001486
Instrument Date	Nov 27, 2019
Instrument	106557
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6381 CHABLIS DR LIBERTY TWP OH 450115232, LIBERTY TWP, OH 45011-5232

Tax Assessment & Valuation

The 2025 property tax bill for 221 Sturgis Ave was $3,209, up 0.2% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,209.00 (+0.16%)	$50,471 (+%) Land $16,727 Building $33,744	$144,200 Land $47,790 Building $96,410
2024	$3,204.00 (-0.19%)	$50,469 (-) Land $16,726 Building $33,743
2023	$3,210.00 (+43.95%)	$50,469 (+60.36%) Land $16,726 Building $33,743	$144,200 Land $47,790 Building $96,410
2022	$2,230.00	$31,473 Land $11,820 Building $19,653
2020			$89,920 Land $33,770 Building $56,150

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 Sturgis Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Sturgis Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, T-Mobile.

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