221 Stewart Acres, Winfield, WV 25213 Property Records

Putnam County property record for 221 Stewart Acres, Winfield, WV 25213

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1995
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2023)
Tax Bill	$1,520 (2026)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10-205C-0057.0000`

Property Details

APN / Parcel Number

Primary APN	`10-205C-0057.0000`
Alternative APNs	`40-10-205C-0057.0000` `00030874`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	3,080 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	76 ft deep x 148 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00030874
Street Address	221 STEWART ACRES
City	WINFIELD
State	WV
Zip	25213-9716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED LOT 25 STEWART ACRES (.26 AC)
Legal Subdivision	FRAVEL LANE
Legal Lot Number	25
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	4
Census Block	4002
Census Tract	20400

Owner

221 Stewart Acres is owned by two individuals who bought it in June 2023.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 STEWART ACRES, AC, WINFIELD, WV 25213-9716
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK
Nov 14, 2018	Warranty Deed, Transfer · Conventional Mortgage BRANCH BANKING & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on File
Deed Sale	Jun 14, 2023 · Amount on File
Prior Sale	Nov 14, 2018 · Amount on File
Deed Book / Page	617 / 235
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Jun 14, 2023
Property Address	221 STEWART ACRES, WINFIELD, WV 25213-9716
Document Number	000617/235
Book / Page	617 / 235
Map Reference	DB 385 PG 531
Instrument Date	Jun 9, 2023
Instrument	005487000003
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	221 STEWART ACRES, WINFIELD, WV 25213-9716

Mortgage

Document Number	005487010018
Date	Jun 14, 2023
Instrument	005487010018

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Nov 14, 2018
Property Address	FRAVEL LN, WINFIELD, WV 25213
Document Number	000572/241
Book / Page	572 / 241
Map Reference	DB 385 PG 531
Instrument Date	Nov 9, 2018
Instrument	004523400002
Transaction Type	Transfer
Record Updated	Nov 14, 2022
Title Company	BESTITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 STEWART ACRES, WINFIELD, WV 25213-9716

Mortgage

Document Number	001201/908
Date	Nov 14, 2018
Book Page	1201/908
Instrument	004523410018

Lender

Name	BRANCH BANKING & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 Stewart Acres was $1,520, up 5.8% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,520.00 (+5.85%)	$121,560 (+6.97%) Land $22,200 Building $99,360	$202,600 (+6.97%) Land $37,000 Building $165,600
2025	$1,436.00	$113,640 Land $20,400 Building $93,240	$189,400 Land $34,000 Building $155,400
2023	$1,192.00 (+2.14%)	$98,160 (+1.36%) Land $20,400 Building $77,760	$163,600 (+1.36%) Land $34,000 Building $129,600
2022	$1,167.00	$96,840 Land $20,400 Building $76,440	$161,400 Land $34,000 Building $127,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 221 Stewart Acres in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Stewart Acres is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 46% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PUTNAM P S D serves 26,410 people · EPA ID WV3304011
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Optimum, Verizon.

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