221 Spur Ct, Covington, LA 70435 Property Records

St. Tammany Parish property record for 221 Spur Ct, Covington, LA 70435

Property Summary

Property Type	Single Family Home
Details	3,080 sqft · built 2006
Lot Size	0.228 acres (9,973 sqft)
Owner	2 Individuals on Record
Last Sale	$370,000 (Jul 2026)
Tax Bill	$2,410 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2019 Mortgage + 1 more
APN	`107-140-7698`

Property Details

APN / Parcel Number

Primary APN	`107-140-7698`
Alternative APN	`31792`

Interior

Building Area	3,080 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	9,973 sqft (0.228 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	221 SPUR CT
City	COVINGTON
State	LA
Zip	70435-7375
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PENN MILL LAKES LT469 PH1
Legal Subdivision	PENN MILL LAKES
Legal Phase	1
Legal Lot Number	469
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1017
Census Tract	40204

Owner

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	221 SPUR CT, COVINGTON, LA 70435-7375
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · VA Mortgage CORNERSTONE MORTGAGE INC
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIFTH DISTRICT SAVINGS BANK
Oct 10, 2022	Deed of Trust, Mortgage · Line of Credit FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Jun 6, 2014 · Amount on Record
Deed Document Number	20262499079
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 16, 2026
Property Address	221 SPUR CT, COVINGTON, LA 70435-7375
Document Number	0002499079
Instrument Date	Jul 14, 2026
Instrument	20262499079
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	CRESCENT TITLE LLC, CRESCENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SPUR CT, COVINGTON, LA 70435-7375

Mortgage

Document Number	0002499080,
Date	Jul 16, 2026
Instrument	20262499080

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	221 SPUR CT, COVINGTON, LA 70435-7375
Transaction Type	Mortgage
Record Updated	Apr 6, 2023
Title Company	FLASH TITLE LLC, FLAGSHIP TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002163308
Date	Jul 2, 2019
Instrument	2163308

Lender

Name	FIFTH DISTRICT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	221 SPUR CT, COVINGTON, LA 70435-7375
Transaction Type	Mortgage
Record Updated	Apr 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002349310
Date	Oct 10, 2022
Instrument	2349310

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,410.00 (-8.09%) Homeowner's exemption	$28,982 (-3.35%) Land $2,500 Building $26,482	$289,820 (-3.35%) Land $25,000 Building $264,820
2024	$2,622.00 (+48.05%) Homeowner's exemption	$29,988 (+38.23%) Land $2,500 Building $27,488	$299,876 (+38.22%) Land $25,000 Building $274,876
2023	$1,771.00 Homeowner's exemption	$21,695 (-) Land $2,500 Building $19,195	$216,950 (-) Land $25,000 Building $191,950
2022	$1,771.00 Homeowner's exemption	$21,695 Land $2,500 Building $19,195	$216,950 Land $25,000 Building $191,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 403 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	403 in force
Nearby Flood Claims	15 (2016–2024)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2024 · Hurricane Francine
Claims by Event	Hurricane Francine, Sep 2024 · 2 claims Hurricane Ida, Aug 2021 · 6 claims Severe Storms And Flooding, Mar 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 89% of Louisiana
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000

May also be available: Verizon.

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