Allegany County property record for 221 Spruce St, Westernport, MD 21562
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,274 sqft · built 1913 |
| Lot Size | 0.124 acres (5,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $49,500 (Jun 2024) |
| Tax Bill | $1,249 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-014337 |
| Primary APN | 08-014337 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,274 sqft Total Area |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1913 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,400 sqft (0.124 acres) |
| Lot Dimensions | 120 ft deep x 45 ft wide |
| Porch | Slab |
| Porch Area | 126 sqft |
| Deck Area | 312 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 014337 |
|---|---|
| Street Address | 221 SPRUCE ST |
| City | WESTERNPORT |
| State | MD |
| Zip | 21562-1129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 221 SPRUCE ST LOT 302 45X120 HAMMOND |
| Legal Subdivision | HAMMONDS ADD WESTERNPORT |
| Legal Lot Number | 302 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 8, WESTERNPORT/LUKE |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 2200 |
221 Spruce St is owned and occupied by an individual who bought it in June 2024.
Source: Allegany County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 221 SPRUCE ST, WESTERNPORT, MD 21562-1129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on File |
| Deed Sale | Jun 27, 2024 · Amount on File |
| Prior Sale | Jun 17, 2008 · Amount on File |
| Deed Book / Page | 2980 / 323 |
| Prior Transfer Date | May 20, 2024 |
| Prior Transfer Doc | 002980-0323 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 221 Spruce St was $1,249 with a homeowner's exemption.
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Municipality | Westernport Town |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $85,633 | $98,300 Land $9,100 Building $89,200 | |
| 2025 | $1,249.00 Homeowner's exemption | ||
| 2023 | $1,103.00 | $68,500 | $79,300 Land $7,100 Building $72,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Spruce St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 15 (1985–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Spruce St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WESTERNPORT serves 2,200 people · EPA ID MD0010033 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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