221 Spring Dr, Stanford, KY 40484 Property Records

Lincoln County property record for 221 Spring Dr, Stanford, KY 40484

Property Summary

Property Type	Single Family Home
Details	1,715 sqft · built 2008
Lot Size	0.504 acres (21,954 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Feb 2019)
Tax Bill	$1,277 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`39-013-09`

Property Details

APN / Parcel Number

Primary APN	`39-013-09`

Interior

Stories	1 Story
Building Area	1,715 sqft Living Area
Basement Area	1,715 sqft
Unfinished Basement	1,715 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,954 sqft (0.504 acres)
Garage Type	Attached
Driveway	Gravel Driveway

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	221 SPRING DR
City	STANFORD
State	KY
Zip	40484-9632
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	H & LOT 9 PH 1 (.504 AC)
Legal Subdivision	SHILOH PLACE
Legal Phase	1
Legal Lot Number	9
Jurisdiction	LINCOLN KY
Township / Civil Division	WAYNESBURG
Census Block Group	1
Census Block	1011
Census Tract	920301

Owner

Source: Lincoln County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 SPRING DR, STANFORD, KY 40484-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Feb 22, 2019	Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Dec 12, 2018	Special Warranty Deed, Foreclosure
Oct 9, 2017	Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2019 · Amount on Record
Deed Sale	Feb 22, 2019 · Amount on Record
Prior Sale	Oct 9, 2017 · Amount on Record
Deed Document Number	2019341737
Deed Book / Page	445 / 545
Record Updated	Sep 20, 2026

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Jun 2, 2020
Property Address	221 SPRING DR, STANFORD, KY 40484-9632
Document Number	DEED453/348
Book / Page	DEED 453 / 348
Map Reference	SL A-332
Instrument Date	May 13, 2020
Instrument	462120
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 SPRING DR, STANFORD, KY 40484-9632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SPRING DR, STANFORD, KY 40484-9632

Mortgage

Document Number	0000462121
Date	Jun 2, 2020
Instrument	462121

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5%
Index	1-Year CMT
Max Rate	9%

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN KY
Recording Date	Feb 22, 2019
Property Address	221 SPRING DR, STANFORD, KY 40484-9632
Document Number	DEED445/545
Book / Page	DEED 445 / 545
Map Reference	SL A-332
Instrument Date	Feb 22, 2019
Instrument	341737
Transaction Type	Transfer
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SPRING DR, STANFORD, KY 40484-9632

Mortgage

Document Number	0000341738
Date	Feb 22, 2019
Instrument	341738

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2039

December 2018: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	LINCOLN KY
Recording Date	Dec 12, 2018
Property Address	221 SPRING DR, STANFORD, KY 40484-9632
Document Number	DEED444/418
Book / Page	DEED 444 / 418
Map Reference	SL A-332
Instrument Date	Oct 23, 2017
Instrument	341012
Transaction Type	Foreclosure
Record Updated	Oct 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3476 STATEVIEW BLVD, FORT MILL, SC 29715-7203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

October 2017: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	LINCOLN KY
Recording Date	Oct 9, 2017
Property Address	221 SPRING DR, STANFORD, KY 40484-9632
Document Number	DEED437/350
Book / Page	DEED 437 / 350
Map Reference	SL A-332
Instrument Date	Sep 22, 2017
Instrument	335842
Transaction Type	Foreclosure
Record Updated	Oct 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3476 STATTVIEW BOULEVORD, FORT MILL, SC 29715-7203

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lincoln County
Unified School District	Lincoln County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,277.00 (-4.2%)	$130,000 (+4.84%) Land $10,000 Building $120,000	$130,000 (+4.84%) Land $10,000 Building $120,000
2024	$1,333.00
2023		$124,000 Land $124,000	$124,000 Land $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EUBANK WATER SYSTEM serves 12,492 people · EPA ID KY1000124
Water Source	Purchased surface water from SOMERSET WATER SERVICE
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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