221 Split Oak Rd, Naperville, IL 60565 Property Records

DuPage County property record for 221 Split Oak Rd, Naperville, IL 60565

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,158 sqft · built 1979
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jun 2013)
Tax Bill$8,714 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN08-31-314-011

Property Details

APN / Parcel Number

Primary APN08-31-314-011

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,158 sqft Living Area
Gross Area2,886 sqft
1st Floor Area1,212 sqft
2nd Floor Area946 sqft
Basement Area728 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialWood Siding
Lot Area9,148 sqft (0.21 acres)
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address221 SPLIT OAK RD
CityNAPERVILLE
StateIL
Zip60565-2202
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionOLD FARM AT NAPERVILLE UNIT THREE-B ALL
Legal SubdivisionOLD FARM AT NAPERVILLE
Legal Block16
Legal Lot Number25
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1008
Census Tract846207

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address221 SPLIT OAK RD, NAPERVILLE, IL 60565-2202
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2020Deed of Trust, Mortgage · Line of Credit
JPMORGAN CHASE BANK NA
Oct 18, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2013 · Amount on Record
Deed SaleJun 19, 2013 · Amount on Record
Prior SaleApr 20, 2011 · Amount on Record
Deed Document Number201388784
Last Transfer DateJul 19, 2019
Transfer Doc0000095107
Record UpdatedSep 20, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address221 SPLIT OAK RD, NAPERVILLE, IL 60565-2202
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011436
DateFeb 3, 2020
InstrumentR2020-011436
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 1, 2050
Interest
Rate TypeAdjustable Rate
Rate4.38%
Change FrequencyMonthly

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDU PAGE IL
Recording DateOct 18, 2019
Property Address221 SPLIT OAK RD, NAPERVILLE, IL 60565-2202
Document Number0000095107
Instrument DateJul 19, 2019
Instrument95107
Transaction TypeTransfer
Record UpdatedNov 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address221 SPLIT OAK RD NAPERVILLE IL 605652202, NAPERVILLE, IL 60565-2202

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,714.00 (+17.82%)$157,327 (+30.8%) Land $71,469 Building $85,858$471,981 (+30.8%) Land $214,407 Building $257,574
2022$7,396.00 Homeowner's exemption$120,280 Land $54,640 Building $65,640$360,840 Land $163,920 Building $196,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies112 units insured
incl. 106 condo units
Nearby Flood Claims8 (1996)
Claims Outside the SFHA3 of 8
Most Recent ClaimJul 1996 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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