221 Spillway Rd, Horner, WV 26372 Property Records

Lewis County property record for 221 Spillway Rd, Horner, WV 26372

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,143 sqft · built 2010
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Tax Bill	$1,438 (2026)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-9H-0044.0003`

Property Details

APN / Parcel Number

Primary APN	`06-9H-0044.0003`
Alternative APN	`21-06-9H-0044.0003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,143 sqft Living Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	221 SPILLWAY RD
City	HORNER
State	WV
Zip	26372-9701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.0 AC LOT B STONECOAL
Legal Lot Number	B
Jurisdiction	LEWIS WV
Township / Civil Division	HACKERS CREEK-SKIN CREEK
Census Block Group	2
Census Block	2061
Census Tract	967300

Owner

221 Spillway Rd is owned and occupied by an individual.

Source: Lewis County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	221 SPILLWAY RD, HORNER, WV 26372-9701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK
Sep 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WV
Recording Date	May 8, 2026
Property Address	221 SPILLWAY RD, HORNER, WV 26372-9701
Document Number	0000301082
Book / Page	484 / 294
Instrument Date	Apr 30, 2026
Instrument	2026301082
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SPILLWAY RD, HORNER, WV 26372-9701

Mortgage

Document Number	0000301082,
Date	May 8, 2026
Book Page	484/294
Instrument	2026301082

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.46%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WV
Property Address	221 SPILLWAY RD, HORNER, WV 26372-9701
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000469/745
Date	Oct 13, 2023
Book Page	469/745
Instrument	238158

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WV
Property Address	221 SPILLWAY RD, HORNER, WV 26372-9701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/285
Date	Aug 14, 2020
Book Page	449/285
Instrument	182071

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WV
Property Address	221 SPILLWAY RD, HORNER, WV 26372-9701
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	449/860
Date	Sep 22, 2020
Book Page	449/860
Instrument	182836

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 221 Spillway Rd was $1,438 with a homeowner's exemption, up 1.7% from the year before.

Source: Lewis County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Lewis County
Unified School District	Lewis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00 (+1.7%)	$171,540 (+1.45%) Land $54,420 Building $117,120	$285,900 (+1.45%) Land $90,700 Building $195,200
2025	$1,414.00 Homeowner's exemption	$169,080 Land $53,460 Building $115,620	$281,800 Land $89,100 Building $192,700
2023	$1,414.00 (+1.51%)	$159,720 (+1.45%) Land $47,820 Building $111,900	$266,200 (+1.45%) Land $79,700 Building $186,500
2022	$1,393.00	$157,440 Land $47,760 Building $109,680	$262,400 Land $79,600 Building $182,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Spillway Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (1996–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2026 · Severe Storm, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Spillway Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAW - WESTON private · serves 14,534 people · EPA ID WV3302104
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Micrologic Fixed Wireless · not low latency	50 / 10

May also be available: AT&T, Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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