221 Simpson St, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 221 Simpson St, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2016
Lot Size	0.374 acres (16,321 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,986 (2023)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-331-26`

Property Details

APN / Parcel Number

Primary APN	`049-331-26`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Heated Area
Gross Area	1,712 sqft

Exterior

Year Built	Built 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	16,321 sqft (0.374 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	049-331-26
Street Address	221 SIMPSON ST
City	CHARLOTTE
State	NC
Zip	28262-3440
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INST
Legal Description	L119-121 M6-527 & 543
Legal Subdivision	HAMPTON PARK SUB
Legal Lot Number	119-121 121
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1012
Census Tract	5604

Owner

Source: Mecklenburg County records · APN 049-331-26

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 SIMPSON ST, CHARLOTTE, NC 28262-3440
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2016
Deed Sale	Aug 29, 2016
Prior Sale	Aug 16, 2016
Deed Document Number	2016114619
Deed Book / Page	31121 / 125
Record Updated	Jun 07, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	221 SIMPSON ST, CHARLOTTE, NC 28262-3440
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026451
Date	Mar 01, 2017
Book Page	31603/820
Instrument	2017026451

Lender

Name	NORTH STATE BANK
Type	Bank
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHARLOTTE WATER serves 1,206,285 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.