221 Silver Lk, Pearl, MS 39208 Property Records

Rankin County property record for 221 Silver Lk, Pearl, MS 39208

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,780 sqft · built 2007
Lot Size	0.192 acres (8,395 sqft)
Owner	2 Individual Names on File
Last Sale	$250,173 (Sep 2022)
Tax Bill	$1,581 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`E07L000026 00630`

Property Details

APN / Parcel Number

Primary APN	`E07L000026 00630`
Alternative APN	`73316`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,780 sqft Adjusted Area
1st Floor Area	1,440 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	8,395 sqft (0.192 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	73316
Street Address	221 SILVER LK
City	PEARL
State	MS
Zip	39208-5078
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 SILVER RIDGE PART 1
Legal Range	02E
Legal Township	05N
Legal Section	29
Legal Subdivision	SILVER RIDGE PART ONE
Legal Lot Number	63
Jurisdiction	RANKIN MS
Township / Civil Division	5
Census Block Group	2
Census Block	2029
Census Tract	20602

Owner

221 Silver Lk is owned and occupied by two individuals who bought it in September 2022.

Source: Rankin County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 SILVER LK, PEARL, MS 39208-5078
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2022 · Amount on File
Deed Sale	Sep 1, 2022 · Amount on File
Deed Book / Page	2022 / 21257
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RANKIN MS
Recording Date	Sep 1, 2022
Property Address	221 SILVER LK, PEARL, MS 39208-5078
Document Number	0000021257
Book / Page	2022 / 21257
Instrument Date	Aug 31, 2022
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0302291912
Date	Sep 1, 2022
Instrument	3022/91912

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 221 Silver Lk was $1,581 with a homeowner's exemption.

Source: Rankin County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Rankin County
Municipality	Pearl City
Unified School District	Pearl Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,581.00 Homeowner's exemption	$14,761
2024	$1,581.00		$147,610 Land $27,000 Building $120,610
2023		$14,543
2021			$145,430 Land $27,000 Building $118,430
2019	$1,365.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 Silver Lk in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Silver Lk is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PEARL serves 27,115 people · EPA ID MS0610017
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20