221 Silver Falls Dr, Troutman, NC 28166 Property Records

Iredell County property record for 221 Silver Falls Dr, Troutman, NC 28166

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,105 sqft · built 2017
Lot Size	2.67 acres (116,436 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2012)
Tax Bill	$12,107 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4730-20-6657.000`

Property Details

APN / Parcel Number

Primary APN	`4730-20-6657.000`
Alternative APNs	`80002819` `80094259`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	2,105 sqft Heated Area
Gross Area	4,887 sqft
1st Floor Area	2,105 sqft
Basement Area	1,374 sqft
Finished Basement	1,374 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	116,436 sqft (2.67 acres)
Lot Width	76 ft Width
Garage Area	771 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	497 sqft
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80094259
Street Address	221 SILVER FALLS DR
City	TROUTMAN
State	NC
Zip	28166-0020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	L615 FALLS COVE-PARKWOOD PB 52-44 PH 6
Legal Subdivision	FALLS COVE/MORRISON
Legal Block	20
Legal Lot Number	615
Jurisdiction	IREDELL NC
Township / Civil Division	FALLSTOWN
Census Block Group	4
Census Block	4022
Census Tract	61205

Owner

221 Silver Falls Dr is owned and occupied by an individual who bought it in September 2012.

Source: Iredell County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	221 SILVER FALLS DR, TROUTMAN, NC 28166-0020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNC NATIONAL BANK
Apr 8, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2012 · Amount on File
Deed Sale	Sep 4, 2012 · Amount on File
Deed Book / Page	2193 / 1325
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	221 SILVER FALLS DR, TROUTMAN, NC 28166-0020
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000274844
Date	Oct 27, 2020
Book Page	2748/44

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	221 SILVER FALLS DR, TROUTMAN, NC 28166-0020
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028011441
Date	Apr 8, 2021
Book Page	2801/1441

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	MOORESVILLE, NC 28115

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 221 Silver Falls Dr was $12,107.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Troutman Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,095,210 (-) Land $450,000 Building $645,210	$1,095,210 (-) Land $450,000 Building $645,210
2025	$12,107.00	$1,095,210 (-) Land $450,000 Building $645,210	$1,095,210 (-) Land $450,000 Building $645,210
2024	$12,107.00	$1,095,210 (-) Land $450,000 Building $645,210	$1,095,210 (-) Land $450,000 Building $645,210
2023	$12,107.00 (+47.45%)	$1,095,210 (+55.53%) Land $450,000 Building $645,210	$1,095,210 (+55.53%) Land $450,000 Building $645,210
2022	$8,211.00	$704,200 Land $270,000 Building $434,200	$704,200 Land $270,000 Building $434,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 221 Silver Falls Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 Silver Falls Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: TDS Telecom.

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