221 Shell Dr, Sneads Ferry, NC 28460 Property Records

Onslow County property record for 221 Shell Dr, Sneads Ferry, NC 28460 · Last verified October 2023

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,872 sqft · built 1998
Lot Size0.9 acres (39,204 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Aug 2021)
Tax Bill$2,618 (2023)
Deeds & MortgagesSep 2019 Mortgage
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone VE (high risk)
APN774A-304

Property Details

APN / Parcel Number

Primary APN774A-304
Alternative APNs
  • 475629000
  • 049824

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,872 sqft Living Area

Exterior

Year BuiltBuilt 1998
Architectural StyleCottage
Exterior MaterialFiber Cement Siding
Roof MaterialComposition Shingle
Lot Area39,204 sqft (0.9 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number475629000
Old Parcel Number774A 304,
Street Address221 SHELL DR
CitySNEADS FERRY
StateNC
Zip28460-8564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL31 NEW TRAVIS & EMILY GAVEL COMBINED W/774A-288 (049808) 687/253 949/046 953/408
Legal SubdivisionTRAVIS + EMILY GAVEL
Legal Lot Number31 774
JurisdictionONSLOW NC
Township / Civil DivisionSTUMP SOUND
Census Block Group3
Census Block3003
Census Tract405

Owner

Source: Onslow County records · APN 774A-304

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address221 SHELL DR, SNEADS FERRY, NC 28460-8564
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 06, 2021Warranty Deed, Transfer · Conventional Mortgage
COASTAL FCU
Nov 14, 2017Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 06, 2021 · Amount on Record
Deed SaleAug 06, 2021 · Amount on Record
Prior SaleNov 14, 2017 · Amount on Record
Deed Document Number0005537350
Deed Book / Page5537 / 350
Record UpdatedJun 07, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionONSLOW NC
Property Address221 SHELL DR, SNEADS FERRY, NC 28460-8564
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050280507
DateSep 27, 2019
Book Page5028/507
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term340 Months
DueJan 01, 2048

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateAug 06, 2021
Property Address221 SHELL DR, SNEADS FERRY, NC 28460-8564
Document Number0055370350
Book / Page5537 / 350
Map ReferenceMB 73 PG 234
Instrument DateJul 30, 2021
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4320 SE HOPETOWN TER, 4320, STUART, FL 34997-8266

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 SHELL DR, SNEADS FERRY, NC 28460-8564

Mortgage

Document Number0005537354
DateAug 06, 2021
Instrument5537/354
Lender
NameCOASTAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionONSLOW NC
Recording DateNov 14, 2017
Property Address221 SHELL DR, SNEADS FERRY, NC 28460-8564
Document Number0047000457
Book / Page004700 / 000457
Instrument DateOct 24, 2017
Transaction TypeTransfer
Record UpdatedNov 28, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$760.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address221 SHELL DR SNEADS FERRY NC 284608564, SNEADS FERRY, NC 28460-8564

Mortgage

Document Number47000461
DateNov 14, 2017
Book Page004700/000461
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2047

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOnslow County
Unified School DistrictOnslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,618.00$399,785 Land $100,100 Building $299,685$399,785 Land $100,100 Building $299,685

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone VE
coastal, wave action
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation13.0 ft
CoastalYes

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 2,128 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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