Lancaster County property record for 221 Shade Tree Dr, Lancaster, PA 17603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,973 sqft · built 2016 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $10,898 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Oct 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 410-36178-0-0000 |
| Primary APN | 410-36178-0-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,973 sqft Living Area |
| Gross Area | 5,671 sqft |
| Basement Area | 1,934 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Type | Attached |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 221 SHADE TREE DR |
|---|---|
| City | LANCASTER |
| State | PA |
| Zip | 17603-5074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PARKFIELD |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | MANOR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 13703 |
221 Shade Tree Dr is owned and occupied by two individuals who acquired it in October 2025.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 15, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 21, 2025 | Intrafamily Transfer, Transfer · FHA Mortgage RAPID HOME LENDING INC |
| Aug 17, 2020 | Deed, Transfer · Conventional Mortgage E MORTGAGE MANAGEMENT LLC |
| Feb 27, 2017 | Deed, Transfer · ARM CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2025 |
| Deed Sale | Oct 21, 2025 |
| Prior Sale | Aug 17, 2020 · Amount on File |
| Deed Document Number | 202541700 |
| Prior Transfer Date | Mar 25, 2025 |
| Prior Transfer Doc | 20250013199 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Jul 20, 2026 |
| Property Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 0000029541 |
| Instrument Date | Jul 3, 2026 |
| Instrument | 202629541 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 0000029541, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 202629541 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 20246803375 |
|---|---|
| Date | Oct 15, 2024 |
| Instrument | 20246803375 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Oct 18, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Oct 21, 2025 |
| Property Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 20250041700 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 20250041700 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2025 |
| Title Company | ALLIANCE ABSTRACT, INC., ALLIANCE FIRST ABSTRACT LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 20250041701 |
|---|---|
| Date | Oct 21, 2025 |
| Instrument | 20250041701 |
| Name | RAPID HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.24% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.24% |
| Max Rate At Change | 6.24% |
| Index | 1-Year CMT |
| Max Rate | 5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Aug 17, 2020 |
| Property Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 0006539876 |
| Map Reference | DOC 5834331 |
| Instrument Date | Aug 3, 2020 |
| Instrument | 6539876 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Investor | Possibly a Property Investor |
| Document Number | 0006539877 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 6539877 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Feb 27, 2017 |
| Property Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 0006319372 |
| Map Reference | DOC5834331 |
| Instrument Date | Feb 24, 2017 |
| Instrument | 6319372 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 SHADE TREE DR, LANCASTER, PA 17603-5074 |
| Document Number | 0006319373 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 6319373 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Mar 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2025 property tax bill for 221 Shade Tree Dr was $10,898, up 3.9% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| County Subdivision | Manor Township |
| Unified School District | Penn Manor School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $480,200 (-) Land $81,700 Building $398,500 | $480,200 (-) Land $81,700 Building $398,500 | |
| 2025 | $10,898.00 (+3.93%) Homeowner's exemption | $480,200 (-) Land $81,700 Building $398,500 | $480,200 Land $81,700 Building $398,500 |
| 2024 | $10,486.00 Homeowner's exemption | $480,200 Land $81,700 Building $398,500 | |
| 2018 | $480,200 Land $81,700 Building $398,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Shade Tree Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Shade Tree Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBIA WATER CO private · serves 25,200 people · EPA ID PA7360123 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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