221 Settlers Ln, Stephenson, VA 22656 Property Records

Frederick County property record for 221 Settlers Ln, Stephenson, VA 22656 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,669 sqft · built 1989
Lot Size14.4 acres (630,749 sqft)
Owner2 Individual Names on File
Tax Bill$4,363 (2026)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN557-12

Property Details

APN / Parcel Number

Primary APN557-12
Alternative APN
  • 8029053

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,669 sqft Living Area
Gross Area2,668 sqft
1st Floor Area2,230 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialVinyl
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area630,749 sqft (14.4 acres)
TerrainRolling
Garage Area288 sqft

Exterior Amenities

PorchPorch
Porch Area537 sqft
Patio Area400 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceWell

Location & Zoning

Account Number8029053
Street Address221 SETTLERS LN
CitySTEPHENSON
StateVA
Zip22656-2027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWOODS MILL L12A 14.48 ACRES
Legal SubdivisionWOODS MILL
Legal Lot Number12
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4036
Census Tract50100

Owner

Source: Frederick County records · APN 557-12

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address221 SETTLERS LN, STEPHENSON, VA 22656-2027
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateSep 25, 2025
Transfer Doc0000009541
Record UpdatedSep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK VA
Recording DateSep 25, 2025
Property Address221 SETTLERS LN, STEPHENSON, VA 22656-2027
Document Number0000009541
Instrument DateSep 25, 2025
Instrument250009541
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address229 SETTLERS LN, STEPHENSON, VA 22656-2027

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address229 SETTLERS LN, STEPHENSON, VA 22656-2027

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,363.00 (+10.43%)$823,208 (-) Land $254,600 Building $568,608$823,208 (-) Land $254,600 Building $568,608
2025$3,951.00 (+125.51%)$823,208 Land $254,600 Building $568,608$823,208 Land $254,600 Building $568,608
2024$1,752.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (51069C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510690501004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 37% of the US · above 62% of Virginia
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable1,200 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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