221 Schooner Ln, Marathon, FL 33050 Property Records

Monroe County property record for 221 Schooner Ln, Marathon, FL 33050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,444 sqft · built 1981
Lot Size	0.181 acres (7,889 sqft)
Owner	2 Individual Names on Record
Last Sale	$670,000 (Jul 2021)
Tax Bill	$6,079 (2024)
Deeds & Mortgages	Oct 2019 Line of Credit Jun 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`00383750-000000`

Property Details

APN / Parcel Number

Primary APN	`00383750-000000`
Alternative APNs	`16653400383750000000` `1467430`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,444 sqft Living Area
Gross Area	2,069 sqft
1st Floor Area	1,444 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2011
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,889 sqft (0.181 acres)
Garage Type	Attached
Garage Area	625 sqft
Porch	Open Porch
Porch Area	900 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1467430
Street Address	221 SCHOONER LN
City	MARATHON
State	FL
Zip	33050-3841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS-M
Legal Description	BK 6 LT 2 DUCK KEY PLANTATION ISLAND SEC 3 PART 1 TOMS HARBOR PB5-82 OR489-364 OR707-798 OR789-354 OR820-1348 OR989-1560 OR2350-811 OR2365-1008 OR2365-1010 OR2894-83 OR2894-84 OR3113-1816
Legal Range	34E
Legal Township	65S
Legal Section	16
Legal Subdivision	PLANTATION ISLAND
Legal Block	6
Legal Lot Number	2
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2026
Census Tract	971002

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 SCHOONER LN, MARATHON, FL 33050-3841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Line of Credit KEYS FCU
Jun 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL BANK
Jul 20, 2021	Warranty Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC
Mar 1, 2018	Warranty Deed, Construction Loan · Construction Mortgage MARK J AIELLO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Sep 1, 1986 · Amount on Record
Deed Document Number	20212331007
Deed Book / Page	3113 / 1816
Prior Transfer Date	Jun 5, 2008
Prior Transfer Doc	0023651008
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	221 SCHOONER LN, MARATHON, FL 33050-3841
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029880936
Date	Oct 7, 2019
Book Page	2988/0936
Instrument	2239600

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Oct 6, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	221 SCHOONER LN, MARATHON, FL 33050-3841
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029132228
Date	Jun 26, 2018
Book Page	2913/2228
Instrument	2175393

Lender

Name	CAPITAL BANK
Type	Bank
Address	MEMPHIS, TN 38103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 20, 2021
Property Address	221 SCHOONER LN, MARATHON, FL 33050-3841
Document Number	0031131816
Book / Page	3113 / 1816
Map Reference	MB 5 PG 82
Instrument Date	Jul 15, 2021
Instrument	2331007
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FLORIDA TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	221 SCHOONER LN, 221, MARATHON, FL 33050-3841

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SCHOONER LN, MARATHON, FL 33050-3841

Mortgage

Document Number	0031131818
Date	Jul 20, 2021
Instrument	3113/1818

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 1, 2018
Property Address	221 SCHOONER LN, MARATHON, FL 33050-3841
Document Number	0028940084
Book / Page	002894 / 000084
Instrument Date	Feb 20, 2018
Instrument	2157552
Transaction Type	Construction Loan
Record Updated	Mar 15, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,960.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	221 SCHOONER LN MARATHON FL 330503841, MARATHON, FL 33050-3841

Mortgage

Document Number	28940086
Date	Mar 1, 2018
Book Page	002894/000086
Instrument	2157553

Lender

Name	MARK J AIELLO
Address	101 SAN REMO ST, DUCK KEY, FL 33050-3737

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 28, 2019

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$594,765 (-2.58%) Land $322,700 Building $272,065	$594,765 (-8.41%) Land $322,700 Building $272,065
2024	$6,079.00 (+4.02%)
2023	$5,844.00 (+2.72%) Homeowner's exemption	$610,540 (+3%)	$649,400 (+9.56%) Land $384,451 Building $264,949
2022	$5,689.00 Homeowner's exemption	$592,758 Land $318,716 Building $274,042	$592,758 Land $318,716 Building $274,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 484 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	530 units insured incl. 46 condo units
Nearby Flood Claims	316 (1995–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 198 claims Hurricane Wilma, Oct 2005 · 51 claims Hurricane Georges, Sep 1998 · 55 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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