Polk County property record for 221 Sand Mountain Rd, Fort Meade, FL 33841
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,053 sqft · built 1974 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Mar 2023) |
| Tax Bill | $2,531 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jan 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-31-27-470110-000130 |
| Primary APN | 25-31-27-470110-000130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| 1st Floor Area | 1,053 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,276 sqft (0.19 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 220 sqft |
| Carport | Carport |
| Carport Area | 220 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 100 sqft |
| Utility Building | 77 sqft |
| Street Address | 221 SAND MOUNTAIN RD |
|---|---|
| City | FORT MEADE |
| State | FL |
| Zip | 33841-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | WHEELER ADDITION PB 62 PG 12 LOT 13 |
| Legal Range | 25E |
| Legal Township | 31S |
| Legal Section | 27 |
| Legal Subdivision | WHEELER ADDITION |
| Legal Tract | 470110 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | BARTOW |
| Census Block Group | 2 |
| Census Block | 2072 |
| Census Tract | 16003 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Meade Historic District listed 1994 · 151 contributing resources · NRIS 94000781 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
221 Sand Mountain Rd is owned and occupied by an individual who bought it in March 2023.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 744, FORT MEADE, FL 33841-0744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage SERVICELINK |
| Jan 24, 2024 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 3, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU ISAOA |
| Oct 1, 2019 | Loan Modification, Mortgage · Conventional Mortgage FIRST NAT'L BK/WAUCHULA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2023 · Amount on File |
| Deed Sale | Mar 3, 2023 · Amount on File |
| Prior Sale | Sep 4, 2014 · Amount on File |
| Deed Document Number | 202349734 |
| Deed Book / Page | 12601 / 115 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Aug 21, 2026 |
| Property Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Document Number | 0000203950 |
| Book / Page | 14125 / 1046 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 2026203950 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Document Number | 0000203950, |
|---|---|
| Date | Aug 21, 2026 |
| Book Page | 14125/1046 |
| Instrument | 2026203950 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 319 Months |
| Due | Mar 1, 2053 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Document Number | 0000018027 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 12983/332 |
| Instrument | 2024018027 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 350 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 3, 2023 |
| Property Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Document Number | 0000049734 |
| Book / Page | 12601 / 115 |
| Map Reference | MB 62 PG 12 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 2023049734 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2023 |
| Title Company | WAUCHULA ABSTRACT AND TITLE COMPANY, WAUCHULA ABSTRACT & TTL CO I |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Name | Verified Name |
|---|---|
| Address | 980 E CHURCH ST # 108, 108, BARTOW, FL 33830-4104 |
| Document Number | 0012601117 |
|---|---|
| Date | Mar 3, 2023 |
| Instrument | 12601/117 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Document Number | 0110311359 |
| Instrument Date | Oct 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 221 SAND MOUNTAIN RD FORT MEADE FL 338413230, FORT MEADE, FL 33841-3230 |
| Document Number | 0110311359 |
|---|---|
| Date | Nov 5, 2019 |
| Book Page | 011031/001359 |
| Instrument | 235278 |
| Name | MIDFLORIDA CU ISAOA |
|---|---|
| Type | Credit Union |
| Address | LAKELAND, FL 33802-8008 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 4, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 221 SAND MOUNTAIN RD, FORT MEADE, FL 33841-3230 |
| Document Number | 0110400853 |
| Instrument Date | Oct 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | PO BOX 2 FORT MEADE FL 338410002, FORT MEADE, FL 33841-0002 |
| Document Number | 0110400853 |
|---|---|
| Date | Nov 14, 2019 |
| Book Page | 011040/000853 |
| Instrument | 241455 |
| Name | FIRST NAT'L BK/WAUCHULA |
|---|---|
| Type | Bank |
| Address | WAUCHULA, FL 33873 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Nov 13, 2022 |
| Rate | 6.75% |
|---|
The 2025 property tax bill for 221 Sand Mountain Rd was $2,531 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Fort Meade City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,157 (-9.64%) Land $16,552 Building $134,605 | $151,157 (-9.64%) Land $16,552 Building $134,605 | |
| 2025 | $2,531.00 Homeowner's exemption | $167,288 Land $16,552 Building $150,736 | $167,288 Land $16,552 Building $150,736 |
| 2023 | $817.00 (+0.86%) | $60,083 (+3%) | $159,129 (+15.35%) Land $10,759 Building $148,370 |
| 2022 | $810.00 Homeowner's exemption | $58,333 | $137,956 Land $6,621 Building $131,335 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 221 Sand Mountain Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2004 · Tropical Storm Bonnie And Hurricane Charley |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Sand Mountain Rd is high, ranking above 83% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FORT MEADE serves 5,455 people · EPA ID FL6530320 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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