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221 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 221 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2016
Square Footage2,027 sqft Living Area
Lot Size7,840 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$380,000 (2025)
Tax Bill$5,281.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-0160

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,027 sqft Living Area
Gross Area2,599 sqft Gross Area
1st Floor2,027 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,840 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Patio Area136 sqft Patio
Porch Area152 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address221 SAINT KITTS LOOP
CityST AUGUSTINE
StateFL
Zip32092-1181
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 16 OR6229/594
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number16
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0160

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address221 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 30, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Jun 04, 2020Warranty Deed, Transfer · Conventional Mortgage
AMERIS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleJun 04, 2020 · Amount on Record
Deed Doc Number202579563
Deed Book / Page6229 / 594
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address221 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181
Transaction TypeMortgage
Record UpdatedOct 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181
InvestorPossibly a Property Investor

Mortgage

Document Number0057701781
DateJun 07, 2023
Book Page5770/1781
Instrument2023043753
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 30, 2025
Property Address221 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181
Document Number0062290594
Book / Page6229 / 594
Map ReferenceMB 75 PG 43
Instrument DateSep 29, 2025
Instrument2025079563
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyAMERICAS CHOICE TITLE COMPANY, AMERICAS CHOICE TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address367 LAKE SINCLAIR ST, ST AUGUSTINE, FL 32084-1567

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 SAINT KITTS LOOP, ST AUGUSTINE, FL 32092-1181

Mortgage

Document Number0006229596
DateSep 30, 2025
Instrument6229/596
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJun 04, 2020
Property Address221 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1181
Document Number0049561584
Book / Page4956 / 1584
Map ReferenceMB 75 PG 43-56
Instrument DateMay 26, 2020
Instrument2020042948
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyOLDE TOWNE TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address124 COTTAGE GREEN PL, 124, ST AUGUSTINE, FL 32092-3133

Transferred To (Grantee/Buyer)

NameVerified Name
Address221 SAINT KITTS LOOP, ST AUGUSTINE, FL 32092-1181
InvestorPossibly a Property Investor

Mortgage

Document Number49561586
DateJun 04, 2020
Instrument4956/1586
Lender
NameAMERIS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$351,767 (-4.24%) Land $100,000 Building $251,767$351,767 (-4.24%) Land $100,000 Building $251,767
2025$5,281.00 (+5.01%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$367,340 (-3.52%)$367,340 (-3.52%) Land $100,000 Building $267,340
2024$5,029.00 (+59.45%)$380,748 (+42.15%)$380,748 (+11.88%) Land $100,000 Building $280,748
2023$3,154.00 (+3.04%) Homeowner's exemption$267,855 (+3%)$340,319 (+4.16%) Land $90,720 Building $249,599
2022$3,061.00 Homeowner's exemption$260,053$326,712 Land $84,000 Building $242,712

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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