221 Saint James Ct, Momence, IL 60954 Property Records

Kankakee County property record for 221 Saint James Ct, Momence, IL 60954

Property Summary

Property Type	Single Family Home
Lot Size	0.207 acres (9,046 sqft)
Owner	Individual Name on Record
Last Sale	$222,500 (Nov 2021)
Tax Bill	$5,027 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-10-24-403-028`

Property Details

APN / Parcel Number

Primary APN	`06-10-24-403-028`

Exterior

Lot Area	9,046 sqft (0.207 acres)

Location & Zoning

Street Address	221 SAINT JAMES CT
City	MOMENCE
State	IL
Zip	60954-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN MEADOWS SUBD LOT 25 & E10'' LOT 26 24-31-13E
Legal Subdivision	INDIAN MEADOWS SUB
Legal Lot Number	25,26
Jurisdiction	KANKAKEE IL
Township / Civil Division	GANEER
Census Block Group	4
Census Block	4031
Census Tract	10800

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK FSB
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK FSB
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS
Aug 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST TRUST BANK OF ILLINOIS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jan 19, 2005 · Amount on Record
Deed Document Number	202116506
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202508858
Date	Sep 18, 2025
Instrument	202508858

Lender

Name	FIRST FINANCIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2035

Interest

Rate Type	Fixed Rate
Rate	8.65%

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANKAKEE IL
Recording Date	Nov 24, 2021
Property Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744
Document Number	0202116506
Instrument Date	Nov 24, 2021
Instrument	202116506
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	HOMESTAR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$333.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744

Mortgage

Document Number	0202116507
Date	Nov 24, 2021
Instrument	202116507

Lender

Name	FIRST FINANCIAL BANK FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.75%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202105336
Date	Apr 19, 2021
Instrument	202105336

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201704536
Date	Apr 26, 2017
Instrument	201704536

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 21, 2022

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	221 SAINT JAMES CT, MOMENCE, IL 60954-1744
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201909537
Date	Aug 29, 2019
Instrument	201909537

Lender

Name	FIRST TRUST BANK OF ILLINOIS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Ganeer Township
Municipality	Momence City
Unified School District	Momence Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,027.00 (+2.26%)	$74,993 (+9.03%) Land $7,059 Building $67,934	$224,979 (+9.03%) Land $21,177 Building $203,802
2024	$4,916.00 (+8.88%)
2023		$68,780 Land $7,059 Building $61,721	$206,340 Land $21,177 Building $185,163
2022	$4,515.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1979–2004)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Jun 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOMENCE serves 3,075 people · EPA ID IL0910650
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surf Internet.

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