221 S Pacific St, Oceanside, CA 92054 Property Records

San Diego County property record for 221 S Pacific St, Oceanside, CA 92054

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 5.5 ba · 2,317 sqft · built 1986
Lot Size	0.97 acres (4,213 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,395,000 (Jan 2020)
Tax Bill	$29,369 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`150-072-09-00`

Property Details

APN / Parcel Number

Primary APN	`150-072-09-00`

Interior

Bedrooms	4 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Units	4 Units
Building Area	2,317 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Multi-Family
Lot Area	4,213 sqft (0.97 acres)
View / Lot	Ocean

Location & Zoning

Street Address	221 S PACIFIC ST
City	OCEANSIDE
State	CA
Zip	92054-2919
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	D-4A
Legal Description	BLK B LOT 9 TR 001044
Legal Subdivision	TERRACE ANNEX
Legal Tract	001044
Legal Block	B
Legal Lot Number	9
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2016
Census Tract	18301

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE LLC
Jan 10, 2020	Quit Claim Deed, Transfer 5TH STREET CAP INC
Jan 10, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Jan 10, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 10, 2020	Grant Deed, Transfer 5TH STREET CAP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	202014887
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919

Mortgage

Document Number	0000438038
Date	Jun 15, 2021
Instrument	2021-0438038

Lender

Name	SPROUT MORTGAGE LLC
Address	PORT SAINT LUCIE, FL 34986

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2020
Property Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919
Document Number	0000014885
Instrument Date	Jan 8, 2020
Instrument	14885
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4053 PENINSULA DR CARLSBAD CA 920105565, CARLSBAD, CA 92010-5565

Mortgage

Document Number	14888
Date	Jan 10, 2020
Instrument	14888

Lender

Name	5TH STREET CAP INC
Address	2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2020
Property Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919
Document Number	0000014886
Instrument Date	Jan 8, 2020
Instrument	14886
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 60744 IRVINE CA 926026024, IRVINE, CA 92602-6024

January 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2020
Property Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919
Document Number	0000014884
Instrument Date	Nov 18, 2019
Instrument	14884
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S PACIFIC ST OCEANSIDE CA 920542919, OCEANSIDE, CA 92054-2919

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 10, 2020
Property Address	221 S PACIFIC ST, OCEANSIDE, CA 92054-2919
Document Number	0000014887
Instrument Date	Nov 18, 2019
Instrument	14887
Transaction Type	Transfer
Record Updated	Jul 21, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,635.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	221 S PACIFIC ST OCEANSIDE CA 920542919, OCEANSIDE, CA 92054-2919

Mortgage

Document Number	14888
Date	Jan 10, 2020
Instrument	14888

Lender

Name	5TH STREET CAP INC
Address	2020 CAMINO DEL RIO N # 300, SAN DIEGO, CA 92108-1543

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,671,662 (+2%) Land $2,454,138 Building $217,524
2025	$29,369.00 (+5.17%)	$2,619,277 (+4.04%) Land $2,406,018 Building $213,259
2023	$27,924.00 (+1.53%)	$2,517,570 Land $2,312,591 Building $204,979
2022	$27,502.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 units insured incl. 37 condo units
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2010 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Rincon Northern tribal government · serves 7,003 people · EPA ID 090600147
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2026) action level 15 ppb
Copper	2.32 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 570 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Cell Coverage

5G (outdoors only) and 4G LTE

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