221 S Hooker Ave, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 221 S Hooker Ave, Three Rivers, MI 49093 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	2 Baths
Square Footage	2,880 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Garage	720 sqft
Occupancy	Owner Occupied
Last Sale	$111,000 (2019)
Tax Bill	$2,107.00 (2025)

Owner

Source: St. Joseph County records · APN 051-365-009-00

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	221 S HOOKER AVE, THREE RIVERS, MI 49093-2114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2018	Deed of Trust, Mortgage · Line of Credit ARBOR FINANCIAL CU
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Feb 20, 2019	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 20, 2019 · Amount on Record
Deed Sale	Feb 20, 2019 · Amount on Record
Prior Sale	Jan 14, 2016 · Amount on Record
Deed Book / Page	1948 / 747
Prior Transfer Date	Aug 25, 2014
Prior Transfer Doc	1757/0062
Record Refreshed	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	221 S HOOKER AVE, THREE RIVERS, MI 49093-2114
Transaction Type	Mortgage
Record Updated	May 03, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01934/0210
Date	Oct 05, 2018
Book Page	1934/0210

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	221 S HOOKER AVE, THREE RIVERS, MI 49093-2114
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S HOOKER AVE, THREE RIVERS, MI 49093-2114

Mortgage

Document Number	2021008513
Date	Aug 25, 2021
Instrument	2021008513

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2036

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Feb 20, 2019
Property Address	221 S HOOKER AVE, THREE RIVERS, MI 49093-2114
Document Number	01948/0747
Book / Page	1948 / 0747
Map Reference	LB 40 PG 512
Instrument Date	Feb 11, 2019
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	OAK TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$122.10
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17882 S RIVER RD, 17882, THREE RIVERS, MI 49093-8308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1133 ORCHARD DR, THREE RIVERS, MI 49093-1027

Mortgage

Document Number	0001948749
Date	Feb 20, 2019
Instrument	1948/749

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Three Rivers City
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,500 (+1.57%)	$233,000 (+1.57%)
2025	$2,107.00 (-25.31%) Homeowner's exemption	$114,700 (+35.74%) Land $4,400 Building $110,300	$229,400 (+35.74%) Land $8,800 Building $220,600
2023		$84,500 Land $2,900 Building $81,600	$169,000 Land $5,800 Building $163,200
2022	$2,821.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`051-365-009-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Building Area	2,880 sqft Living Area
1st Floor	2,484 sqft 1st Floor
Basement Area	2,484 sqft Basement
Unfinished Basement	1,830 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Lot Area	9,583 sqft (0.22 acres)
Depth X Width	132 ft x 73 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Area	720 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	221 S HOOKER AVE
City	THREE RIVERS
State	MI
Zip	49093-2114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	E 73 FT OF LOTS 11 & 12 BLK 1 YAUNEYS ADD CITY OF THREE RIVERS. EST 0.22 A. (BDY CHG W/ 051-365-010-00 AUG/14)
Legal Subdivision	CITY OF THREE RIVERS
Legal Block	1
Legal Lot Number	11-12
Jurisdiction	ST JOSEPH MI
Minor Civil Division	THREE RIVERS
Census Blockgroup	1
Census Block	1034
Census Tract	40300

221 S Hooker Ave, Three Rivers, MI 49093 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Nearby Properties on S Hooker Ave

Nearby Streets

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