221 S Ginger Dr, Hubert, NC 28539 Property Records

Onslow County property record for 221 S Ginger Dr, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,665 sqft · built 1993
Lot Size	0.367 acres (16,021 sqft)
Owner	Individual Name on File
Last Sale	$128,000 (Jan 2017)
Tax Bill	$1,102 (2023)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1308F-84`

Property Details

APN / Parcel Number

Primary APN	`1308F-84`
Alternative APNs	`431075000` `052177`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,665 sqft Living Area

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	16,021 sqft (0.367 acres)
Lot Dimensions	180 ft deep x 89 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	431075000
Old Parcel Number	1308F 84,
Street Address	221 S GINGER DR
City	HUBERT
State	NC
Zip	28539-4371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L2 CINNAMON RIDGE S/F 1308 19,10
Legal Subdivision	CINNAMON RIDGE
Legal Lot Number	2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1000
Census Tract	2802

Owner

Source: Onslow County records · APN 1308F-84

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	221 S GINGER DR, HUBERT, NC 28539-4371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Prior Sale	Aug 11, 2016
Deed Document Number	0004567658
Deed Book / Page	4567 / 658
Record Updated	Jun 07, 2026

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 23, 2017
Property Address	221 S GINGER DR, HUBERT, NC 28539-4371
Document Number	0045670658
Book / Page	004567 / 000658
Instrument Date	Nov 14, 2016
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$256.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 S GINGER DR HUBERT NC 285394371, HUBERT, NC 28539-4371

Mortgage

Document Number	45670661,
Date	Jan 23, 2017
Book Page	004567/000661

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2047

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,102.00	$168,244 Land $40,000 Building $128,244	$168,244 Land $40,000 Building $128,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371330028021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 23 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018, river or lake flooding, Hurricane Florence

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.