221 S Florence Ave, Bloomington, IL 61701 Property Records

McLean County property record for 221 S Florence Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,180 sqft · built 1925
Lot Size	0.128 acres (5,559 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Jul 2022)
Tax Bill	$4,302 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-03-452-025`

Property Details

APN / Parcel Number

Primary APN	`21-03-452-025`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,180 sqft Living Area
Gross Area	1,514 sqft
1st Floor Area	652 sqft
Basement Area	108 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	5,559 sqft (0.128 acres)
Lot Dimensions	118 ft deep x 50 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	226 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Deck Area	186 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	221 S FLORENCE AVE
City	BLOOMINGTON
State	IL
Zip	61701-5623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	PARRITTS SUB 3RD ADD LOT 21
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	PARRITTS SUB
Legal Lot Number	21
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1012
Census Tract	1800

Owner

221 S Florence Ave is owned and occupied by two individuals who bought it in July 2022.

Source: McLean County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	221 S FLORENCE AVE, BLOOMINGTON, IL 61701-5623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	Jun 27, 2013 · Amount on File
Deed Document Number	202212842
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	0000010260
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 21, 2022
Property Address	221 S FLORENCE AVE, BLOOMINGTON, IL 61701-5623
Document Number	202200012842
Instrument Date	Jul 12, 2022
Instrument	2022-00012842
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	221 S FLORENCE AVE, BLOOMINGTON, IL 61701-5623

Mortgage

Document Number	202200012843
Date	Jul 21, 2022
Instrument	2022-00012843

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	221 S FLORENCE AVE, BLOOMINGTON, IL 61701-5623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018061
Date	Sep 9, 2020
Instrument	2020-00018061

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,597 Land $12,315 Building $54,282	$199,791 Land $36,945 Building $162,846
2024	$4,302.00 (+7.6%)
2023	$3,998.00 (+4.91%)	$53,844 (+5.9%) Land $9,957 Building $43,887	$161,532 (+5.9%) Land $29,871 Building $131,661
2022	$3,811.00	$50,843 Land $9,402 Building $41,441	$152,529 Land $28,206 Building $124,323

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 221 S Florence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 221 S Florence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Watch TV.

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