La Plata County property record for 221 S Elk Run, Durango, CO 81303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,437 sqft · built 2003 |
| Lot Size | 23.2 acres (1,010,592 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,568,184 (Sep 2026) |
| Tax Bill | $5,421 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5661-334-05-071 |
| Primary APN | 5661-334-05-071 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,437 sqft Living Area |
| Gross Area | 4,224 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Contemporary |
| Lot Area | 1,010,592 sqft (23.2 acres) |
| Garage Type | Attached |
| Garage Area | 787 sqft |
| Porch | Slab |
| Porch Area | 170 sqft |
| Patio Area | 415 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R423989 |
|---|---|
| Street Address | 221 S ELK RUN |
| City | DURANGO |
| State | CO |
| Zip | 81303-7601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RAFTER J OPEN A LOT: 24A DREWS BA PROJ#2001-234 #822891 2/4/02 221 SOUTH ELK DURANGO 81303 |
| Legal Subdivision | RAFTER J OPEN A |
| Legal Block | 3 |
| Legal Lot Number | 24A |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 970701 |
Source: La Plata County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10412 SILVEROCK DR, DALLAS, TX 75218-2222 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 9, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
| Oct 22, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2026 · Amount on Record |
| Deed Sale | Sep 9, 2026 · Amount on Record |
| Prior Sale | Oct 22, 2009 · Amount on Record |
| Deed Document Number | 20261257896 |
| Prior Transfer Date | Jul 16, 2008 |
| Prior Transfer Doc | 0000980538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Sep 9, 2026 |
| Property Address | 221 S ELK RUN, DURANGO, CO 81303-7601 |
| Document Number | 0001257896 |
| Instrument Date | Aug 18, 2026 |
| Instrument | 20261257896 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | LAND TITLE GUARANTEE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15,838.82 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10412 SILVEROCK DR, DALLAS, TX 75218-2222 |
| Document Number | 0001257897, |
|---|---|
| Date | Sep 9, 2026 |
| Instrument | 20261257897 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Oct 22, 2020 |
| Property Address | 221 S ELK RUN, DURANGO, CO 81303-7601 |
| Document Number | 0001180061 |
| Map Reference | DOC 822891 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 1180061 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Title Company | COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 221 S ELK RUN, DURANGO, CO 81303-7601 |
| Document Number | 0001180063 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 1180063 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.55% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.55% |
| Index | 1-Year LIBOR |
| Max Rate | 7.55% |
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,740 (+3.98%) Land $27,700 Building $75,040 | $1,580,920 (-) Land $426,230 Building $1,154,690 | |
| 2025 | $5,421.00 (+55.6%) | $98,810 (+19.05%) Land $26,640 Building $72,170 | $1,580,920 (+27.62%) Land $426,230 Building $1,154,690 |
| 2023 | $3,484.00 (+20.85%) | $83,000 (+22.2%) Land $21,440 Building $61,560 | $1,238,810 (+26.75%) Land $320,070 Building $918,740 |
| 2022 | $2,883.00 | $67,920 Land $17,330 Building $50,590 | $977,340 Land $249,410 Building $727,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 92% of Colorado |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE DURANGO WA private · serves 1,577 people · EPA ID CO0134530 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 Turbidity resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | No certified operator Jun 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Visionary Broadband Fixed Wireless | 100 / 20 |
| AlignTec Fixed Wireless | 50 / 25 |
| CenturyLink DSL | 40 / 5 |
| T-Mobile Fixed Wireless | 25 / 3 |
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